Savings & Money Market
Four featured CDs with great APYs*. Open an account today to start growing your savings.
Saving money is foundational to your financial health. It’s important to have an emergency fund to cover any expenses should the unexpected happen. Beyond an emergency fund, savings can add up over time and allow you to fund your dreams. What are you waiting for? Start saving today!
All of our Savings Accounts1, our Personal Money Market Account2, and our Personal Money Market Special Account3 offer:
- Free online banking
- Free Mobile banking
- Free eStatements
Personal Savings & Money Market Accounts
Personal Savings Account 1
For savers looking for a basic, low-fee account
$200 minimum deposit to open
Earn interest on your entire account balance
$200 minimum daily balance required to avoid $1 monthly service charge
Enjoy up to 10 withdrawals per statement cycle fee free
Link to your HomeStreet checking account for overdraft protection
Personal Money Market Account 2
For savers seeking a higher interest rate
$1,000 minimum deposit to open
$1,000 minimum daily balance required to avoid $5 monthly service charge
Enjoy up to 10 withdrawals per statement cycle fee free
Tiered interest rates for higher balances
Link to your HomeStreet checking account for overdraft protection
Personal Money Market Special Account 3
Tiered interest rates - earn more with higher balances
Minimum opening deposit of $1,000
$5 monthly service charge waived with $1,000 minimum daily balance
Deposits can be made at anytime
10 complimentary withdrawals per statement cycle
Available for personal and business accounts
Health Savings Account 1
Doctor's order - start savings for health expenses today
$100 minimum deposit to open
Earn interest on your entire account balance
No monthly service charge
Unlimited transactions on qualified medical expenses
Available to participants of qualified High Deductible Health Plans
IRS contribution limitations apply
Minor Savings Account 1
For savers under the age of 18
$25 minimum deposit to open.
Earn interest on your entire account balance
No monthly service charge
Enjoy up to 10 withdrawals per statement cycle fee free
Holiday Club Account 1
For savers who want to set aside funds year-round to take a bite out of holiday expense
$200 minimum deposit to open
Earn interest on your entire account balance
No monthly service charge
Funds are distributed on October 31. Early withdrawal fee applies
1 Personal Savings Accounts: For additional information, refer to the account Terms and Conditions and Schedule of Fees
2 Personal Money Market Account: For additional information, refer to the account Terms and Conditions and Schedule of Fees
3 Personal Money Market Special Account: For additional information, refer to the account Terms and Conditions and Schedule of Fees
See our Current Rates.
*Annual Percentage Yield (APY) is accurate as of 9/24/2024 and is subject to change at any time without notice. $500 minimum balance required to open and obtain the advertised APY. The maximum balance is $240,000 per CD. Customer can have multiple CDs. Penalty may be assessed for early withdrawal. Fees may reduce earnings. Available for personal, business, or IRA (Individual Retirement Account) CDs. For a complete list of account details and fees:
