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Savings & Money Market

Reach your dreams by saving for them.

Saving money is foundational to your financial health. It’s important to have an emergency fund to cover any expenses should the unexpected happen. Beyond an emergency fund, savings can add up over time and allow you to fund your dreams. What are you waiting for? Start saving today!

All of our savings accounts1, our personal money market account2, and our personal plus money market account3 offer:

  • Free online banking
  • Free Mobile banking
  • Free eStatements

Personal Savings & Money Market Accounts

Personal Savings Account 1

For savers looking for a basic, low-fee account

$200 minimum deposit to open

Earn interest on your entire account balance

$200 minimum daily balance required to avoid $1 monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

Link to your HomeStreet checking account for overdraft protection

 

Personal Money Market Account 2

For savers seeking a higher interest rate

$1,000 minimum deposit to open

$1,000 minimum daily balance required to avoid $5 monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

Tiered interest rates for higher balances

Link to your HomeStreet checking account for overdraft protection

 

Personal Money Market Special Account 4

Guaranteed high fixed interest rate through December 31, 2022

2.30% APY on balances of $1,000,000 or more

$100,000 minimum deposit in new money to open

$5 monthly service charge waived with $1,000 minimum daily balance

10 complimentary withdrawals per statement cycle

Link to your HomeStreet checking account for overdraft protection

 

Health Savings Account 1

Doctor's order - start savings for health expenses today

$100 minimum deposit to open

Earn interest on your entire account balance

No monthly service charge

Unlimited transactions on qualified medical expenses

Available to participants of qualified High Deductible Health Plans

IRS contribution limitations apply

 

Minor Savings Account 1

For savers under the age of 18

$25 minimum deposit to open.

Earn interest on your entire account balance

No monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

 

Holiday Club Account 1

For savers who want to set aside funds year-round to take a bite out of holiday expense

$200 minimum deposit to open

Earn interest on your entire account balance

No monthly service charge

Funds are distributed on October 31. Early withdrawal fee applies

 

1 Personal Savings Accounts: For additional information, refer to the account Terms and Conditions and Schedule of Fees

2 Personal Money Market Account: For additional information, refer to the account Terms and Conditions and Schedule of Fees

4 Personal Money Market Special Account: For additional information, refer to the account Terms and Conditions and Schedule of Fees

See our Current Rates.

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