Welcome to our updated site! We’re excited to announce we’ve updated our site. Among other enhancements you’ll find a new Education Center with helpful articles on a range of financial topics.  We hope you stop by often to see what’s new!

Education Center

Savings & Money Market

Reach your dreams by saving for them.

Saving money is foundational to your financial health. It’s important to have an emergency fund to cover any expenses should the unexpected happen. Beyond an emergency fund, savings can add up over time and allow you to fund your dreams. What are you waiting for? Start saving today!

All of our savings accounts1, our personal money market account2, and our personal plus money market account3 offer:

  • Free online banking
  • Free Mobile banking
  • Free eStatements

Personal Savings & Money Market Accounts

Personal Savings Account 1

For savers looking for a basic, low-fee account

$200 minimum deposit to open

Earn interest on your entire account balance

$200 minimum daily balance required to avoid $1 monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

Link to your HomeStreet checking account for overdraft protection

Health Savings Account 1

Doctor's order - start savings for health expenses today

$100 minimum deposit to open

Earn interest on your entire account balance

No monthly service charge

Unlimited transactions on qualified medical expenses

Available to participants of qualified High Deductible Health Plans

IRS contribution limitations apply

Personal Promotional Plus Money Market Account 3

For individuals looking for liquidity

$10,000 minimum deposit to open

$1,000 minimum daily balance required to avoid $5 monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

Tiered interest rates for higher balances

Link to you HomeStreet checking account for overdraft protection

Holiday Club Account 1

For savers who want to set aside funds year-round to take a bite out of holiday expense

$200 minimum deposit to open

Earn interest on your entire account balance

No monthly service charge

Funds are distributed on October 31. Early withdrawal fee applies

Personal Money Market Account 2

For savers seeking a higher interest rate

$1,000 minimum deposit to open

$1,000 minimum daily balance required to avoid $5 monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

Tiered interest rates for higher balances

Link to your HomeStreet checking account for overdraft protection

Minor Savings Account 1

For savers under the age of 18

$25 minimum deposit to open.

Earn interest on your entire account balance

No monthly service charge

Enjoy up to 10 withdrawals per statement cycle fee free

1Personal Savings Accounts: For additional information, view the Terms and Conditions and Schedule of Fees

2Personal Money Market Account: For additional information, view the Terms and Conditions and Schedule of Fees

3Personal Promotional Plus Money Market Account: For additional information, view the Terms and Conditions and Schedule of Fees

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.