USDA Loans

The USDA loan is a special home financing program backed by the United States Department of Agriculture. Individuals and families may be eligible to receive unique benefits for homes in select rural areas. Qualified borrowers who meet certain income requirements may get a fixed-rate home loan with ZERO down.

Features of a USDA Loan include:

• No down payment required
• Ability to finance up to 100% of the home’s value
• No mortgage insurance needed, other fees may apply
• Seller may contribute to closing costs, further reducing buyer costs

Learn more about areas in your region that meet USDA loan requirements. To find out if a USDA loan is right for you, talk to one of our Loan Officers today.