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Refinance | HomeStreet Bank


When a homeowner sees an opportunity to improve the terms of their current home loan, they may choose to refinance.

Key reasons to refinance:

  • Secure a lower monthly mortgage payment with a rate refinance
  • Change the length of the loan’s life with a term refinance
  • Pull money out of the home’s equity with a cash-out refinance
  • Utilize equity built to consolidate higher interest debt
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Have home financing questions?

Does it make sense to refinance?

The mortgage market experiences constant fluctuations: interest rates rise and fall, home values change, and new loan programs are introduced to keep up with the needs of buyers. When a homeowner sees an opportunity to improve the terms of their current home loan, they may choose to refinance.

For most refinances, or refis for short, you'll work with a Loan Officer to determine what type of refinance you might benefit from, apply for credit approval, provide documentation of your income and assets, and usually have a new appraisal performed. There may be some closing costs for you to pay. Is it worth the trouble? Your Loan Officer will help you determine that in a complimentary consultation! Just have your current mortgage statement handy and give a Loan Officer a call!

You might choose to refinance to:

All loans subject to approval.

FHA streamline refinance | HomeStreet Bank

FHA Streamline Refinance

A special refinance program for homeowners who currently have an FHA loan.

Learn More
VA Streamline Refinance | HomeStreet Bank

VA Streamline Refinance/IRRRL

The Veteran's Administration Interest Rate Reduction Refinance Loan is for homeowners with a VA loan.

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Renovation Loans | HomeStreet Bank

Renovation Refinance

Need financing to remodel your current home? A renovation refinance loan might be right for you.

Learn More
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