Home Equity Line of Credit

Tap into your home equity with a HELOC.

A Home Equity Line of Credit or HELOC gives homeowners the ability to tap into the equity they’ve built in their homes.

How it works.

• A HELOC is a revolving line of credit.
• You will be given a limit, or maximum amount, that you can borrow based on the equity you have in your home.
• You don’t have to use the full sum of money - you can take only what you need.
• Once the money has been borrowed, you’ll make scheduled payments to pay off the balance, ensuring it is paid in full by the pay-off date or when you sell your home.

If you already have a mortgage with HomeStreet, powered by Mechanics Bank, please reach out to your Loan Officer and they will help you through the process of securing a HELOC.

HELOCs can provide great financial flexibility for homeowners.

For questions about your existing HELOC:

Please contact us with one of the following methods:

• Call Loan Servicing at 1.800.237.3194.
• Visit a branch.