Mortgages, Lines of Credit, Business Loans, and Personal Loans

Our Loans | HomeStreet Bank | Two people with a dog

We help dreams get street addresses.

Have home financing questions?

Pair with a Lending Expert

Whether you’re buying your first home, moving up or refinancing, we have a program for you. Our regional decision-making and dedicated underwriting team help streamline the mortgage process. Applying is easy and many loans are approved at the time of application, subject to final underwriting approval. So take a deep breath – we’ll be right beside you every step of the way.

Dads preparing kids breakfast | Conventional mortgage

Conventional Loans

A popular mortgage option that often provides the best interest rate to homebuyers.

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FHA Loans

Not just for first-time buyers, FHA Loans often allow homebuyers who might not otherwise qualify to buy a home.

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Female military member with daughter

VA Loans

Our VA Loan program offers special mortgage terms for eligible active duty military, veterans and surviving spouses.

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USDA Loans

A USDA Loans program is backed by the United States Department of Agriculture, for homes in designated rural areas.

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Jumbo Loans

Jumbo Loans are ideal for homes with financing needs that extend beyond conforming conventional loan limits.

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Renovation & Construction

Finance a home purchase and its remodel all at once, or the construction of a new home.

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Condo Loans

Shopping for a condo? Take advantage of our expertise in condominium financing.

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Refinance

Refinancing could allow you to lower your payments and tap into the equity of your home.

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Home Equity Line of Credit

A HELOC provides homeowners the ability to tap into the equity they've built in their homes.

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We also offer special programs

  • Portfolio Loans – Clients with complex financial situations and unique income streams may have an option to finance a home with a Portfolio loan.
  • Doctor Loans – Medical professionals starting their careers can finance a home with a Doctor loan. Student loan payments are not considered in the debt-to-income ratio if they are deferred for 12 months, which helps to make homeownership accessible for qualifying doctors, dentists, surgeons, residents, interns, and fellows. 
  • DHHL Loans - Have your lease in place and ready to buy or build in Hawaii? We are proud to be an experience Department of Hawaiian Home Lands lender. 
  • Builder and New Construction Programs – We work with local builders to offer a suite of special products for their new construction homes. Benefits may include extended rate locks, introductory rate reductions, and prepayment of several months’ interest by the builder.  

Your entire borrowing experience should be a positive one. You can count on a HomeStreet Loan Officer to guide you through the entire process, help you find the right financing options, and provide you access to affordable home loans. Contact one of our experienced professionals today to learn more!


All loans subject to approval.

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