Welcome to our updated site! We’re excited to announce we’ve updated our site. Among other enhancements you’ll find a new Education Center with helpful articles on a range of financial topics.  We hope you stop by often to see what’s new!

Education Center

We help dreams get street addresses.

Whether you’re buying your first home, moving or refinancing, we have a program for you. Our regional decision-making and dedicated underwriting team help streamline the mortgage process. Applying is easy and many loans are approved at the time of application, subject to final underwriting approval. 

So take a deep breath–we’ll be right beside you every step of the way.

Apply now

Have home financing questions?

Conventional loans are the most popular home financing option. They offer low interest rates for as little as 3% down. Contact HomeStreet Bank to learn more.

Thinking of refinancing your home? Here's a helpful list of thing to consider. Contact HomeStreet Bank today.

Not just for first-time buyers, FHA Loans often allow homebuyers who might not otherwise qualify to buy a home. Contact HomeStreet Bank today to see if they are the right fit for you.

HomeStreet Bank is proud to offer VA loans to those who have served our country, continue to serve, or their surviving spouses. Talk to one of our Loan Officers today.

The USDA loan program is backed by the United States Department of Agriculture and is for homes in designated rural areas.

Larger mortgage loan amounts can mean stricter qualifying and higher down payments. HomeStreet Bank offers a range of Jumbo Loan options to fit your needs.

HomeStreet Bank has vast experience helping our clients navigate the complexities of Renovation & Construction loans for custom homes, remodeling or expansion.

 

Looking to tap into the equity in your existing home? Consider a Home Equity Line of Credit (HELOC).

In some cases, a borrower can use a HELOC to secure a Conventional Loan instead of a Jumbo Loan, or to use as a down payment.  See if a HELOC is right for you. 

 

We also offer special programs.

  • Portfolio Loans: Clients with complex financial situations and unique income streams may have an option to finance a home with a Portfolio loan.
  • Builder and New Construction Programs: We work with local builders to offer a suite of special products for their new construction homes. Benefits may include extended rate locks, introductory rate reductions, and prepayment of several months’ interest by the builder.
  • Doctor Loans:  Medical professionals starting their careers can finance a home with a Doctor Loan. Student loan payments are not considered in the debt-to-income ratio if they are deferred for 12 months, which helps to make homeownership accessible for qualifying doctors, dentist, surgeons, residents, interns, and fellows.
  • DHHL Loans:  Have your lease in place and ready to buy or build in Hawaii?  We are proud to be an experienced Department of Hawaiian Home Lands lender

Your borrowing experience should be a positive one. You can count on a HomeStreet Loan Officer to guide you through the entire process, help you find the right financing options, and provide you access to affordable home loans. 

Contact one of our experienced professionals today to learn more!

All loans are subject to approval.

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