Whether you’re buying your first home, moving up or refinancing, we have a program for you. Our regional decision-making and dedicated underwriting team help streamline the mortgage process. Applying is easy and many loans are approved at the time of application, subject to final underwriting approval. So take a deep breath – we’ll be right beside you every step of the way.
We also offer special programs
- Portfolio Loans – Clients
with complex financial situations and unique income
streams may have an option to finance a home with a
Portfolio loan.
- Doctor Loans – Medical
professionals starting their careers can finance a home
with a Doctor loan. Student loan payments are not
considered in the debt-to-income ratio if they are
deferred for 12 months, which helps to make homeownership
accessible for qualifying doctors, dentists, surgeons,
residents, interns, and fellows.
- Builder and New Construction
Programs – We work with
local builders to offer a suite of special products for
their new construction homes. Benefits may include
extended rate locks, introductory rate reductions, and
prepayment of several months’ interest by the
builder.
Your entire borrowing experience should be a positive
one. You can count on a HomeStreet Loan Officer to guide
you through the entire process, help you find the right
financing options, and provide you access to affordable
home loans. Contact one of our experienced professionals
today to learn more!
All loans subject to approval.