HomeStreet Bank - Banking, Credit Cards, Home Loans & Auto Loans

Our Loans | HomeStreet Bank

We help dreams get street addresses.

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Whether you’re buying your first home, moving up or refinancing, we have a program for you. Our regional decision-making and dedicated underwriting team help streamline the mortgage process. Applying is easy and many loans are approved at the time of application, subject to final underwriting approval. So take a deep breath – we’ll be right beside you every step of the way.

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Conventional Loans

A popular option that often provides the best interest rate to homebuyers.

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Government insured loans

FHA Loans

Not just for first-time buyers, these often allow homebuyers who might not otherwise qualify.

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Active Duty Parent

VA Loans

This program offers special terms for eligible active duty military, veterans and surviving spouses.

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USDA Loans | HomeStreet Bank

USDA Loans

A program backed by the United States Department of Agriculture, for homes in designated rural areas.

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Jumbo Loans

Ideal for homes with financing needs that extend beyond conforming conventional loan limits.

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Renovation and Construction | HomeStreet Bank

Renovation & Construction

Finance a home purchase and its remodel all at once, or the construction of a new home.

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DHHL Loans

DHHL Loans

Have a lease in place and ready to buy or build in Hawaii? We're proud to be an experienced DHHL lender.

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Refinance

Refinance

Refinancing could allow you to lower your payments, tap into the equity of your home.

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Home Equity Line of Credit

Home Equity Line of Credit

Provides homeowners the ability to tap into the equity they've built in their homes.

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We also offer special programs

  • Portfolio Loans – Clients with complex financial situations and unique income streams may have an option to finance a home with a Portfolio loan.
  • Doctor Loans – Medical professionals starting their careers can finance a home with a Doctor loan. Student loan payments are not considered in the debt-to-income ratio if they are deferred for 12 months, which helps to make homeownership accessible for qualifying doctors, dentists, surgeons, residents, interns, and fellows. 
  • Builder and New Construction Programs – We work with local builders to offer a suite of special products for their new construction homes. Benefits may include extended rate locks, introductory rate reductions, and prepayment of several months’ interest by the builder.  

Your entire borrowing experience should be a positive one. You can count on a HomeStreet Loan Officer to guide you through the entire process, help you find the right financing options, and provide you access to affordable home loans. Contact one of our experienced professionals today to learn more!


All loans subject to approval.

Find a Branch | HomeStreet Bank
Find a HomeStreet Branch | HomeStreet Bank

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