Best-In-Class Mortgage Lender - 2024
HomeStreet Bank is ranked #1 nationally in six customer satisfaction survey categories based on the 2024 STRATMOR Group’s MortgageCX Borrower Satisfaction Program. The categories include: Overall Borrower Satisfaction, Net Promoter Score, Loan Officers, Processors, Pre-Closing (Preparedness), and Closing Timeframe.
Mortgage expertise you can bank on
You could get a mortgage from any number of financial institutions, so why choose HomeStreet Bank to finance your home? We have held firmly to one principle for nearly a century—provide excellent customer service. Our primary goal is to do right by our customers. You can witness that commitment in everything we do. Here are a few ways we put the HomeStreet difference into action:
Buyer Assistance Programs
We take extra measures to certify with local homebuyer assistance programs, allowing our clients to take advantage of program benefits that may help them buy a home more affordably.
Streamlined Underwriting
Thanks to a strong relationship with Fannie Mae and Freddie Mac, we are able to approve many types of home loans more quickly than some lenders.
Small Bank Accessibility
Once your loan application is submitted, many large lenders take the process completely out of the Loan Officer’s hands. At HomeStreet, our Loan Officers can work with our in-house loan processors along the way to provide answers and information, helping to get your loan finalized more easily.
Large Bank Options
HomeStreet can offer the same kinds of home loans as larger lenders, yet our Loan Officers take the time to get to know you, presenting options and explaining their benefits and differences, allowing you to make an informed choice that fits your unique situation.
Your entire lending experience should be a positive one. You can count on a HomeStreet Loan Officer to guide you through the entire process, help you find the right financing options, and provide you access to affordable home loans.
Contact one of our experienced professionals today to learn more!
What documents will I need to apply for a home loan?
Having the right paperwork can help streamline the process.
Purchasing a home can be overwhelming, but here at HomeStreet we are dedicated to making that process simpler.
Below is a list of critical documents to have prepped before the application process. Having these documents on-hand will reduce the hassle and stress you may experience. Please be aware that additional or updated items may be requested throughout the application process.
Income
- Previous two years W‐2s
- Most recent pay stubs covering 30 days
- Last two years personal tax returns (all schedules)
- Last two years business tax returns
- Social Security Award Letter
- Pension Award Letter
- Previous two years 1099s
- Rental agreements for all properties owned
Assets
- Most recent bank statements covering 60 days (all accounts and all pages)
- Most recent investment statements covering 60 days
Other Documents
- Be prepared to show proof of identification, which may include photo ID and/or Social Security Card
- Purchase and Sale Agreement
- Homeowner's Insurance Agent/Company name and phone number
- Copy of most recent Mortgage Statement
- Supplemental Documents as Applicable
- Copy of Permanent Resident Alien Card(s)
- Divorce Decree
- Child Support Order
- Bankruptcy papers and Discharge Notice
- Copy of DD214
- Certificate of Eligibility
- Copy of Land Lease (DHHL loans only)
- Homeowner's Association Contact Information
All loans subject to approval.
4/26/22
