Welcome to our updated site! We’re excited to announce we’ve updated our site. Among other enhancements you’ll find a new Education Center with helpful articles on a range of financial topics.  We hope you stop by often to see what’s new!

Education Center

Consumer Loan Applicant FAQ

FAQs

Our consumer loans are all processed centrally. It typically takes 1-2 business days to get a loan decision, depending on your loan type and information provided up front. If we need something you haven’t yet provided, like a paystub, we will begin to underwrite your loan using your stated values, but will verify everything before final approval. If you are applying for a deposit secured loan or an unsecured loan, you can typically close your loan within 2-5 business days from application. If you are applying for a loan to purchase a vehicle or vessel, closing will not occur until we have inspected the collateral (if applicable); ensured proper sales and transfer paperwork is in place and coordinated any needed documents. Private party purchases are not allowed. Once a decision is made, your banker will contact you with your decision and any next steps. If your loan is declined, the Consumer Lending team will send you a letter with the specific reasons along with information on how to obtain and review a copy of your credit report.

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.