We will help you find the perfect loan to fit your needs. Types of personal loans and lines of credit:
- Personal Loan
- Personal Line of Credit
- Overdraft Line of Credit
- Savings and CD Secured loans and lines of credit
Lending for life's wants and needs.
Personal loans and lines of credit are a great way to finance smaller projects, consolidate debts, or pay for an unexpected expense. In fact, with a personal line of credit, you can create a rainy day fund to pay for surprise expenses so you are ready when life throws a curve ball your way.
How it works.
A Personal Line of Credit is a revolving line of credit, much like a credit card. You will be given a limit, or maximum amount, available to use. You don’t have to use the full sum of money - you can take only what you need. Once the money has been borrowed, you’ll make monthly payments to pay down the balance.
A Personal Loan is a fixed rate and fixed payment obligation, much like an auto loan. Once you borrow the amount needed, you will make regular monthly payments until the loan is paid in full.
Apply for a Personal Loan or Line of Credit.
The first step in acquiring a loan or line of credit is to find a banker. Any of our branch representatives would be more than happy to help you. You can also call the Consumer Lending Department at 1.844.467.0350.
If you already have a relationship with HomeStreet Bank, please reach out to your banker and they will help you through the process of securing a new loan or line of credit. To be able to move forward in the application, you will typically need to provide your last two years’ W2s or tax returns, two most recent pay stubs, and the completed application (can be completed online or request one in-branch or via email). These documents are required so that HomeStreet Bank can assess your situation and work with you to find the best possible financial options available to you. Depending on your situation, we may ask for additional documentation.
We take the time and care to individually review every loan application that comes our way. Whether you need ready access to cash for the unexpected expense, or taking out a loan for a major purchase, we want to help.
Contact us to apply for a Personal Loan.
Draw on your existing Personal Line of Credit.
If you already have a Personal Line of Credit with HomeStreet Bank and you want to draw on your credit line, you can follow one of these simple steps:
- Order courtesy checks by contacting Consumer Loan Servicing at 1.844.874.7468
- Visit a HomeStreet Bank branch
- Transfer funds in your online bank account(s) to a HomeStreet Bank deposit account