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Consumer Loans and Lines of Credit

Access cash when you need it most. Unexpected expenses can be a lot less stressful if you’re financially prepared. HomeStreet Bank customers have access to a special line of credit that provides ready access to cash for things like unexpected expenses, home improvements, or consolidating debt – without the need to liquidate assets or use your home equity.

Why choose a HomeStreet Bank consumer loan?

• No application or upfront fees
• No prepayment penalties


Personal Loan

A loan to help you make a major purchase or to take care of a specific need. Choose a loan term that works for you, depending on loan amount.

Personal Line of Credit

Offers the flexibility of a line of credit that’s available when you need money for a purchase or an unexpected occurrence.

Overdraft Line of Credit

A line of credit that is attached as a safety net to your HomeStreet personal checking account.

Savings-Secured Loan

A loan for people who appreciate the security of knowing they have their money on deposit and at the same time need access to a set amount of funds. This loan may also be a sound choice for anyone who wants to build or re-build their credit. Choose a loan term from one to five years, depending on loan amount.

Savings-Secured Line of Credit

A line of credit using a portion of the balance in your savings, certificates of deposit or investment accounts as collateral, with the flexibility of using only what you need, when you need it.

Car Loan

Purchase a new or used car or refinance your current auto loan. Loan amounts vary, based on new or used car financing.

Motorcycle Loan

Purchase a new or used motorcycle. Loan amounts vary, based on new or used motorcycle financing.

RV/Boat Loan

Head to the open spaces or open waters with a new or used RV or boat.

Holiday Loans

Learn more about Holiday Loans.

*All loans and lines of credit are subject to program restrictions and credit approval. Not all investment accounts are eligible to use as collateral.