Access cash when you need it most. Unexpected expenses can be a lot less stressful if you’re financially prepared. HomeStreet Bank customers have access to a special line of credit that provides ready access to cash for things like unexpected expenses, home improvements, or consolidating debt – without the need to liquidate assets or use your home equity.
Why choose a HomeStreet Bank consumer loan?
• No application or upfront fees
• No prepayment penalties
A loan to help you make a major purchase or to take care of a specific need. Choose a loan term from one to five years, depending on loan amount.
Personal Line of Credit
Offers the flexibility of a line of credit that’s available when you need money for a purchase or an unexpected occurrence.
Overdraft Line of Credit
A line of credit that is attached as a safety net to your HomeStreet personal checking account.
A loan for people who appreciate the security of knowing they have their money on deposit and at the same time need access to a set amount of funds. This loan may also be a sound choice for anyone who wants to build or re-build their credit. Choose a loan term from one to five years, depending on loan amount.
Savings-Secured Line of Credit
A line of credit using a portion of the balance in your savings, certificates of deposit or investment accounts as collateral, with the flexibility of using only what you need, when you need it.
Purchase a new or used car or refinance your current auto loan. Loan amounts vary, based on new or used car financing.
Purchase a new or used motorcycle. Loan amounts vary, based on new or used motorcycle financing.
Head to the open spaces or open waters with a new or used RV or boat.
Learn more about Holiday Loans.
*All loans and lines of credit are subject to program restrictions and credit approval. Not all investment accounts are eligible to use as collateral.