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Fraud Alert Fraud alert: We have received reports of fraudsters impersonating Mechanics Bank employees. Please be aware that we will never call, text, or email you to ask for your password, personal information, or PIN details. If you receive a suspicious call, hang up immediately and contact us at 800.719.8080.

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Frequently Asked Questions

Online and Mobile Banking

Online Banking FAQs

<ul><li>If you do not have sufficient funds in your checking account on the date the payment is sent to the payee, we will utilize Overdraft Protection funds to process the payment. There are fees associated with this and you can learn more about our fees by clicking <a href="ece21b10-59b5-41a3-ad04-53af6d7f0bd7">here</a>. If the funding account does not have Overdraft Protection, the payment will be canceled.</li></ul>

Mobile Banking FAQs

<ul><li>If you do not have sufficient funds in your checking account on the date the payment is sent to the payee, we will utilize Overdraft Protection funds to process the payment. There are fees associated with this and you can learn more about our fees by clicking <a href="ece21b10-59b5-41a3-ad04-53af6d7f0bd7">here</a>. If the funding account does not have Overdraft Protection, the payment will be canceled.</li></ul>

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