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HomeStreet Bank Credit Cards


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1.15% APY* Money Market | HomeStreet Bank 1.15% APY* Money Market | HomeStreet Bank

Reap the benefits of better rewards with a HomeStreet Bank credit card.

HS Signature Visa Credit Card

Choosing the right credit card is easier than ever.

All of our cards offer important features like EMV smart chip technology for added security and mobile purchasing capability for added convenience. Whether you want to pay down balances, earn rewards, or build your credit, we have the card for you.

Low APR Credit Card | HomeStreet Bank

Visa® Platinum Card

Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.

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Rewards Credit Cards | HomeStreet Bank

Visa® Real Rewards Card

More rewards. Not more rules. Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).3 Plus, earn 2,500 bonus rewards points after your first purchase.2

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College Rewards Credit Card | HomeStreet Bank

Visa® College Real Rewards Card

Watch your rewards add up even faster. Earn 1.5 points monthly for every $1 you spend on eligible net purchases.3 Plus, earn 2,500 bonus rewards points after your first purchase.2

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Cash Rewards American Express® Card | HomeStreet Bank

Cash Rewards American Express® Card

Earn cash back1 on your everyday purchases: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.2

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Premier Rewards American Express Card | HomeStreet Bank

Premier Rewards American Express® Card

Earn up to 4 points for every $1 spent on eligible net restaurant purchases. Plus 3 points on eligible airline purchases, 2 points on eligible net gas purchases and 1 point on all other eligible net purchases.4

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Low Credit Score Builder Credit Card | HomeStreet Bank

Secured Visa® Card

Start building (or rebuilding) your credit history5, even if you’ve been turned down for other credit cards.

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Disclosures:

  1. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
  2. Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
  3. Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
  4. Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. In addition to this, you will earn:

    • 1 Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers.
    • 2 Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines.
    • 3 Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant.

    Points expire five years from the end of the quarter in which they are earned.

  5. Late payments and going over the credit limit may damage your credit history.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new card members upon approval.


The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

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