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Individual Retirement Account (IRA) CD*

Retire with more. Add to your retirement savings easily with the option to make deposits whenever you want.

Perks:

  • Competitive interest rates guaranteed for the term of your CD
  • Additional deposits of at least $100 allowed at any time
  • Tax advantages of a traditional or Roth IRA

 

Features:

  • Convenient automatic renewal at maturity
  • Ten calendar day grace period after the maturity date to change the length of the term or withdraw funds without being charged a penalty
  • Security of FDIC insurance
  • Manage your accounts 24/7 from virtually anywhere, with free online and mobile banking

 

Account opening and maintenance:

  • Flexible terms from 30 days to 60 months
  • $500 minimum opening deposit
  • No monthly service fee
  • No additional charge for paper or electronic statements
  • A penalty may be imposed if any amount of principal is withdrawn prior to the maturity date, based on the term of the CD

 

See current rates.

Other Accounts:

Custom CD*

  • Competitive interest rates guaranteed for the term of your CD
  • Flexible terms from 30 days to 60 months
  • Security of FDIC insurance

Where's HomeStreet on your street?

*For additional information, view the Terms and Conditions.

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