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A gift that keeps on giving!

Choose a CD for a special child in your life or give the gift of savings to yourself.

This holiday season, give a gift that keeps on giving to a special minor in your life (or yourself!) with a Certificate of Deposit (CD) from HomeStreet Bank. Not only will the money safely grow, investing in a CD is a great way to teach children the value of saving. For more information on how to give a CD as a gift, contact your local HomeStreet Bank Branch team today!

Featured Certificates of Deposit

Guaranteed returns

You pick the term and rate you want, and then sit back while your money grows. 

FDIC insured

Every one of our CDs is insured up to the FDIC-allowed limit.

Low minimum to open

Only $500 minimum required to open.

No market risk

Your returns aren't subject to market volatility

Easy to open

Open an account online or via one of our branches

No fees

No monthly maintenance fees required.

Open an account at a branch near you

*Annual Percentage Yield (APY) is accurate as of 11/17/2023 and is subject to change at any time without notice. $500 minimum balance required to open and obtain the advertised APY. The maximum balance is $240,000 per CD. Customer can have multiple CDs. Penalty may be assessed for early withdrawal. Fees may reduce earnings. Available for personal, business, or IRA (Individual Retirement Account) CDs. For a complete list of account details and fees:

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