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It's the season for saving!

Choose the CD rate and duration that fits your needs.


The future can be unsure. But when you open a Certificate of Deposit (CD) with HomeStreet Bank, you’ll lock in a great rate with a guaranteed return. Plus, we have four rates to choose from so you can pick the one that makes the most sense for your savings goals. 

Featured Certificates of Deposit

Guaranteed returns

You pick the term and rate you want, and then sit back while your money grows. 

FDIC insured

Every one of our CDs is insured up to the FDIC-allowed limit.

Low minimum to open

Only $500 minimum required to open.

No market risk

Your returns aren't subject to market volatility

Easy to open

Open an account online or via one of our branches

No fees

No monthly maintenance fees required.

Open an account at a branch near you

*Annual Percentage Yield (APY) is accurate as of 9/21/2023 and is subject to change at any time without notice. $500 minimum balance required to open and obtain the advertised APY. The maximum balance is $240,000 per CD. Customer can have multiple CDs. Penalty may be assessed for early withdrawal. Fees may reduce earnings. Available for personal, business, or IRA (Individual Retirement Account) CDs. For a complete list of account details and fees:

Click here for Terms and Conditions, 4-Month Featured CD

Click here for Terms and Conditions, 7-Month Featured CD

Click here for Terms and Conditions, 11-Month Featured CD

Click here for Terms and Conditions, 18-Month Featured CD

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