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What documents will I need to apply for a home loan?

4/26/22


Having the right paperwork can help streamline the process.

 

Purchasing a home can be overwhelming, but here at HomeStreet we are dedicated to making that process simpler.

Below is a list of critical documents to have prepped before the application process. Having these documents on-hand will reduce the hassle and stress you may experience. Please be aware that additional or updated items may be requested throughout the application process.

 

Income

  • Previous two years W‐2s
  • Most recent pay stubs covering 30 days
  • Last two years personal tax returns (all schedules)
  • Last two years business tax returns
  • Social Security Award Letter
  • Pension Award Letter
  • Previous two years 1099s
  • Rental agreements for all properties owned

 

Assets

  • Most recent bank statements covering 60 days (all accounts and all pages)
  • Most recent investment statements covering 60 days

 

Other Documents

  • Be prepared to show proof of identification, which may include photo ID and/or Social Security Card
  • Purchase and Sale Agreement
  • Homeowner's Insurance Agent/Company name and phone number
  • Copy of most recent Mortgage Statement
  • Supplemental Documents as Applicable
  • Copy of Permanent Resident Alien Card(s)
  • Divorce Decree
  • Child Support Order
  • Bankruptcy papers and Discharge Notice
  • Copy of DD214
  • Certificate of Eligibility
  • Copy of Land Lease (DHHL loans only)
  • Homeowner's Association Contact Information

 

All loans subject to approval.

 

 

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