Fraud Alert Fraud alert: We have received reports of fraudsters impersonating Mechanics Bank employees. Please be aware that we will never call, text, or email you to ask for your password, personal information, or PIN details. If you receive a suspicious call, hang up immediately and contact us at 800.719.8080.

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Routing Number: 325084426 800.719.8080

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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

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Disclosures & Agreements

Please review the important account disclosures and information related to your account(s) below. If you do not have access to a printer and would like printed copies, please visit your local branch.

PERSONAL ACCOUNTS
Terms & Conditions for Personal Checking Accounts
Terms & Conditions for Personal Savings Accounts
Terms & Conditions for Personal Money Market Account
Terms & Conditions for Personal Money Market Special Account
Terms & Conditions for Certificates of Deposit
Schedule of Fees for Personal Deposit Accounts
Consumer Deposit Account Agreement
Personal Account Rate Sheets

BUSINESS ACCOUNTS
Terms & Conditions for Business Checking Accounts
Terms & Conditions for Business Analyzed Checking Accounts
Terms & Conditions for Business Savings Account
Terms & Conditions for Business Money Market Account
Terms & Conditions for Business Money Market Special Account
Terms & Conditions for Certificates of Deposit
Schedule of Fees for Business Deposit Accounts
Business Deposit Account Agreement
Business Account Rate Sheets

PRIVACY NOTICES
Consumer Privacy Policy
California Consumer Privacy Act Notice
Important Privacy Choices for California Consumers

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©2025 Mechanics Bank. All rights reserved. Effective September 2, 2025, deposit products and services are offered by Mechanics Bank, Member FDIC. All references to HomeStreet Bank now refer to Mechanics Bank. All terms and conditions, fees, and rates for accounts, products, and services are in full force and effect as originally disclosed, until otherwise communicated.

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