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Owner-Occupied Commercial Real Estate

Graphite background 1.15% APY* Money Market | HomeStreet Bank

Request a free consultation with a lending professional.

A permanent home for your business.

Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building. This can include common areas such as hallways, HVAC and shared bathrooms.

 

Our owner-occupied commercial real estate options include:


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Conventional OOCRE Loan

  • Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
  • Includes tenant improvements, purchase, and refinance of existing properties

SBA 504 Loan for CRE Acquisition 

  • Term loan up to 25 years for up to $11.25 million
  • Includes tenant improvement and equipment funding

SBA 7a Loan for CRE Acquisition

  • Term loan up to 25 years for up to $5 million
  • Includes tenant improvement, equipment funding, and working capital funding

Request a 30 minute consultation with an OOCRE lending professional.

All loans subject to approval. *Balloon payment will be required at maturity, which may include any outstanding balances due on the loan. 
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Learn about the specific benefits of owner-occupied commercial real estate.

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