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Northshore School District

Affinity Program Benefits

Our Monthly Financial Fitness Article

HomeStreet Bank, through the Affinity Program, offers select mortgage, personal loans, and banking benefits for your employees and members.  These benefits include closing cost savings on a home purchase or refinance, discounted rates on personal loans, and free Workplace Checking* with access to more than 37,000 fee-free ATMs.  HomeStreet is an award-winning community bank known for our exceptional service. We'll help you find the right lending and banking products to suit your unique needs.

Mortgage Savings

Your Affinity Program mortgage benefits offer savings on both closing costs and discounted services from participating real estate agents.* These agents will contribute up to 1% of the purchase price of your new home to your closing costs1.

Here’s an example of what those mortgage savings could be:
Affinity Program savings on a 5%-down, conventional fixed-rate loan

Purchase Price$750,000
Affinity Program credit$3,750 (0.5% of loan amount)
Participating real estate agent savings*$7,500 (Up to 1% of purchase price)
Total Savings$11,250
*Participating real estate agent savings not available for home purchases in the state of Oregon.

Up to .50% rate discounts

  • Receive up to 0.50% APR (Annual Percentage Rate) discount on any new personal and vehicle loan.

  • You will receive a 0.25% APR discount on any new consumer loan with an additional 0.25% APR discount when you take advantage of our automatic payment feature from a HomeStreet Bank account.

To receive your APR discount, you must mention you are part of our Affinity Program when you apply for your loan.

Workplace Checking*

  • No monthly service charge or daily minimum balance*
  • Over 37,000 fee free ATMs through our MoneyPass® Network
  • ATM surcharge fee refunds up to $12 per statement cycle*
  • Free 24/7 online banking and bill pay
  • Free 24/7 mobile banking app with touch and face ID
  • Free 24/7 mobile check deposit and funds transfer
  • Person-to-person payments with Zelle®
  • Free eStatements*
  • No Monthly Service Charge & No Hidden Fees*

Financial fitness resources

Many questions can arise when you are considering different banking products or when you are applying for a mortgage loan.  We’re here to provide answers.

Please visit our Financial Fitness page for updated articles to help you prepare for the homebuying process! 

1. Real estate agent contributions subject to state law and acceptance of participating broker agreements.

*Combined Terms and Conditions for personal checking accounts and Schedules of Fees for personal deposit accounts.

IMPORTANT: Please be sure to mention you are part of the Affinity Benefits Program when working with a HomeStreet Bank representative. This will ensure the full extent of your benefits are honored.


Contact a HomeStreet Bank Affinity Loan Officer near you


Ryan Cooney

Affinity Loan Officer

Whatever type of mortgage you are looking for, I am here to give you the options and help you through the process.

NMLS ID# 1412779

Nancy Dennehy

Affinity Loan Officer and Sales Manager

As a Senior Loan Officer, I thoroughly enjoy working with my clients to help them choose a home loan that meets their personal and financial goals.

NMLS ID# 698263

Jessica Santana

Affinity Loan Officer

My job is about helping homebuyers and homeowners make their dreams of homeownership a successful, long-term achievement. 

NMLS ID# 57804

Jeff Wood

Affinity Loan Officer and Sales Manager

My goal as a Loan Officer for HomeStreet Bank is to assure a detailed and thorough loan closing for each of my customers. 

NMLS ID# 698240

Denise Landro

VP, Affinity Loan Officer and Branch Manager

I can help you with everything from the purchase of your first home, to making decisions about refinancing and using home equity, to downsizing in preparation for retirement - and everything in between. 

NMLS ID# 445669

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