Personal Banking, Home Loans & Business Banking and Loans

Financial Fitness Resources

Financial Fitness Resources

Many questions can come with both banking and getting a mortgage. We’re here to provide answers.

Below you can find helpful articles from our team of financial experts on a variety of topics.

Recently Released Articles

Couple exhausted after moving

The first year of homeownership: three costs you’ll need to cover

Many first-time buyers don’t realize is that the first year of homeownership comes with a few surprises (and we don’t mean your new neighbors)...

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Father and son looking at homes

How to Use a Gift for a Down Payment on Your Mortgage

There is a specific percentage of the overall amount of home loans the lender needs to receive for the down payment. What you may not know, though, is that there can be rules about where that money comes from...

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Rolling out a new rug

FHA Loans: Advantages and Disadvantages

Before jumping into an FHA mortgage, it’s important to understand the possible benefit and drawbacks....

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Healthy Credit Habits

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Cleaning Up Credit after the Holiday Rush

With the holiday madness now beginning to subside, it is time to put down the credit cards and assess the damage...

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First-time Buying a Home? Credit is Going to be a Factor.

Your credit history — the amount and type of debt you have, plus how you repay it — plays a key role in helping you qualify for a mortgage...

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Buying a Home When you Have Student Loan Debt

When thinking about buying a home, many people face one major obstacle: student loan debt can be quite a hurdle...

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Watch a webcast on Understanding Credit.

Buying Your First Home

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A Message For First-Time Homebuyers: Welcome

Our loan officers have helped thousands of people buy their first home. We’ve even been to a fair share of housewarming parties, and are here to help you every step of the way...

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Couple moving in to new space

Tips for Buying Your First Home

For most people, buying a home will be the single biggest purchase they make. For a first-time homebuyer, the process can be confusing or intimidating...

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Young couple considering their options

The Low-Down on Down Payment Assistance

Down payment assistance can be a great resource for a first-time or low-to-moderate income homebuyer. Here's what you need to know...

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Helpful Homeownership Information

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Four Important Steps in the Homebuying Process

The homebuying process isn’t always a seamless one. These are some very important steps that you’ll want to take along the way...

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Refinancing Process

Learn About the Refinancing Process

In many cases, the refinance process is simpler than a home purchase. We’ll walk you through the steps in the process...

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Learn all About the Universe of Loan Programs

Your loan officer can help you determine the best option for you but if you’re looking to brush up on these programs yourself, we’ve got you covered...

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Find an Affinity Loan Officer

IMPORTANT: Hometown Program and Inside Edge mortgage benefits cannot be accessed from a HomeStreet branch or home loan center. These benefits can only be accessed through one of our specialized Affinity Loan Officers.

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