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Significant Savings on Home Financing
Hometown Program

Significant Savings on Home Financing

The Hometown program offers you easy access to non-commissioned, experienced mortgage professionals and dedicated real estate agents who provide education, advice, and if you choose to use them, discounted services and fees.

Mortgage Benefits Include

  • Average closing cost savings of $1,500 from HomeStreet1
  • Real estate agent contributions can double your closing cost savings2 
  • Benefits extend to your immediate family

Contact us to discuss your loan options.

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Cut Closing Costs

"HomeStreet’s Hometown credit" of 0.50% of your loan amount applied towards your closing costs

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Real Estate Agents

Participating real estate agents will also contribute toward closing costs savings2

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Put Less Down

Your Hometown Program Loan Officers are experts on local down-payment assistance programs


Additional Features

  • Full range of home loan products and services
  • Extended hotline hours including evenings and Saturdays


  • Home must be owner-occupied or second home
  • Parents or children are considered eligible immediate family members
  • All loans subject to approval
Steve Morgensen Loan Officer in Spokane | HomeStreet Bank

Steve Morgensen

Spokane, WA


Jenny Scott

Spokane, WA

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Michael Castillo

Richland, WA



Your mortgage benefits cannot be accessed from a HomeStreet branch or home loan center. Mortgage benefits can only be accessed through our team of specialized Affinity Lending Loan Officers.

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Find a HomeStreet Branch | HomeStreet Bank

Where can I access my benefits?


Request a consultation with an affinity lending expert.

1. Actual savings may vary depending on loan amount and services selected. Any loan interest rates, fees and terms presented here are for illustrative purposes only and may not be currently available. All loans subject to underwriting approval.
2. Real estate agent contributions up to 1% of purchase price, and are subject to state law and acceptance of participating Realtor Agreements.

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