HomeStreet Bank - Banking, Credit Cards, Home Loans & Auto Loans

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Loans & Credit

We offer loans and lines of credit that provide ready access to cash for unexpected expenses, home improvement projects, vehicles, or consolidating debt.

Main Benefits

  • No application or upfront fees
  • No prepayment penalties

Consumer Loan Applicants FAQs

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Personal Loan

A loan to help you make a major purchase or to take care of a specific need. Choose a loan term that works for you, depending on loan amount.

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Personal Line of Credit

Offers the flexibility of a line of credit that’s available when you need money for a purchase or an unexpected occurrence.

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Overdraft Line of Credit

A line of credit that is attached as a safety net to your HomeStreet personal checking account.

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Car Loan

Purchase a new or used car or refinance your current auto loan. Loan amounts vary, based on new or used car financing.

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Motorcycle Loan

Purchase a new or used motorcycle. Loan amounts vary, based on new or used motorcycle financing.

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RV/Boat Loan

Head to the open waters or open spaces with a new or used boat or RV.

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Savings-Secured Loans and Lines of Credit

A fixed-rate loan or variable-rate line of credit secured by your eligible savings, CDs, or investments with HomeStreet Bank. Contact a personal banker to learn more.

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Home Equity Line of Credit

This loan provides homeowners the ability to tap into the equity they've built in their homes.

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2018 Spring Loan

Already started an application?

All loans and lines of credit are subject to program restrictions and credit approval. Not all investment accounts are eligible to use as collateral.

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