Motorcycle and Boat Insurance

Other Vehicles Insurance | HomeStreet Insurance

Other Vehicles

Shopping for motorcycle or boat insurance?

Motorcycle Insurance

Like auto insurance, motorcycle insurance helps you recover financially from damage, injuries and expenses related to an accident. It’s a contract between you and the insurance company in which you agree to pay a premium in return for the insurance company agreeing to pay for losses outlined in your policy.

Boat Insurance

Boat insurance is like auto insurance for boats. If you have a motorboat, sailboat or personal watercraft, insurance helps you recover financially from damage, injuries or theft. It may also help protect you if you accidentally injure someone or damage their property with your boat. Typical coverage in a boat insurance policy include:

You can also purchase coverage for the things you need as a boat owner like boat trailers, accessories, special equipment and towing coverages.

Limits and Deductibles

As with any insurance, coverage limits apply to your boat insurance claims. Limits are the maximum amount your policy will pay out after a covered loss. You’ll typically find that each type of coverage with the policy has its own limits.

If you need to file a claim, you’ll likely need to pay your deductible before your insurance kicks in to help pay for the loss.


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