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King County

King County partners with HomeStreet Bank to offer its employees the Hometown Home Loan Program. This employer-assisted housing program offers a wide selection of home loan options, whether you are buying your first home, refinancing or remodeling. King County has a bank that makes their priorities its priorities. Pretty nice of them, wouldn’t you say?

Your HomeStreet Inside Edge Benefits

The comprehensive benefits program offers access to exclusive banking and lending services along with resources to empower your financial decision-making.

Banking Benefits

Mortgage Benefits

Your Inside Edge mortgage benefits offer savings on both closing costs and discounted services from our partners.

Here’s an example of what those savings could be:

Inside Edge savings on a 5%-down, conventional fixed-rate loan

  Purchase price $400,000  
  Inside Edge credit $1,900  
(0.5% of loan amount)  
  partner savings
(Up to 1% of purchase price)  
  Total Savings $5,900  

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KP Checking Exclusive

Exclusive Inside Edge Checking

You have access to an exclusive checking account that doesn’t require any minimum balance or monthly service charges. This checking account provides HomeStreet Bank’s premium banking services:

 No monthly service charge or minimum balance 
•   Unlimited ATM Fee Refunds* 
•   Mobile Check Deposit 
•   Cash bonus of $100 with direct deposit of $500 or more* 

*click learn more for additional information

  Monthly Service Fees                     
  Average Bank’s Checking -$167.16 Per Year  
  HomeStreet Bank Checking
  for Inside Edge



Complimentary Financial Review

You have access to registered financial advisors! You can take advantage of a complimentary financial review that can help you build a plan to achieve your financial goals. To set up a review complete our contact form or call us:

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Retail Benefits

Banking Benefits

Take advantage of your exclusive banking benefits including a one-of-a-kind checking account with no monthly service charge, an exclusive rate bonus on new Certificates of Deposit, and rate discounts on new consumer loans.

 Exclusive SelectPlus Checking 
•   Specialized Savings Opportunities 
•   Rate discounts on personal loans 

Learn More


The HomeStreet Inside Edge Program has brought together a variety of partners to improve your experience and make homeownership more affordable and your banking more convenient.

Mortgage Benefits for your Family Members

Now you can share the gift of homeownership with your immediate family members!

The Inside Edge Family program lets your parents and children use your Inside Edge Program mortgage benefits to save thousands when they finance their home through HomeStreet Bank’s Affinity Lending Center.


Real Estate Partners

More Savings with Real Estate Agent Discounts

Real estate agent discounts can double your savings on closing costs as well as reduce commissions when selling a home through one of our REALTORS©. We have assembled a team of highly knowledgeable real estate agents who are familiar with our program’s benefits and provide special services and benefits to enhance your homebuying experience.

They may even offer up to a 1% discount on purchases. Real estate agent discounts are subject to state law and acceptance of participating REALTOR© Agreements. Find participating real estate agents in your area:

Find a Real Estate Partner

Default Prevention

Default Prevention Programs

Community nonprofit associations can be an excellent source of unbiased information and one-on-one financial counseling. They can be invaluable in helping you get back on the path to financial success, as they can help you understand your rights as a homeowner and the steps you can take to avoid foreclosure.

National Resources:

The Unemployment Lifeline 
  A one-stop guide that links workers to the resources in their area, from unemployment offices to veterans' services to child care. It also offers the opportunity to talk to others and share support and lessons learned 
•  Reverse Mortgages 
  A reverse mortgage can help senior homeowners age 62 or older stay in their home and maintain ownership. Most reverse mortgages are FHA insured and they are a great way for you to achieve the financial security you need simply by using the available equity in your home. You can receive reverse mortgage proceeds in monthly payments, in a lump sum or as a line of credit that you can draw on as needed. Plus, the proceeds you receive are tax-free and are not repaid as long as you live in the house

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Helpful Seminars and Classes

From classes about credit to first time home buyer seminars the HomeStreet Inside Edge program offers resources to educate, demystify and talk-through the major financial milestones in your life.

Get informed and sign up for a HomeStreet Inside Edge class or seminar in your area by selecting it from the calendar below:


Financial Fitness

Navigating the homeownership process can be challenging task. Lucky for you, we've seen it all, and we're always happy to answer any questions you have. Below you can find great resources to help you learn more about financing the home of your dreams and how the Hometown Home Loan Program can help at every step of the way. When you're ready to get started, give us a call.

Buying a Home

First time home buyer? The HomeStreet Inside Edge Program and our loan officers can help. They are non-commissioned and available to answer any of your home-ownership questions. Learn more about what it takes to buy your future home.


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Refinancing Your Home

There are many reasons to consider refinancing your home. Maybe you want a smaller monthly payment. Maybe you want to remove your private mortgage insurance (PMI). Or maybe you need cash to start a home remodeling project or pay off some credit card debt.

Whatever it is, our HomeStreet Inside Edge program can help determine if now is the best time to refinance. Explore our tips and resources to help you get the most out of your home.



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