Personal Banking, Home Loans & Business Banking and Loans

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Enjoy financial freedom by taking control of your finances.

Ready to focus on your financial goals?  You’ve come to the right place. No matter your goal, HomeStreet Bank can you get there with one-on-one guidance, helpful tips, and smart solutions. So, what’s your goal?


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Buy a home

Most mortgage professionals will tell you that the first step in the homebuying process is education. We've brought together resources that will help answer your questions and prepare you for the homebuying journey before you start shopping for a home.

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Start a home improvement project

A popular way to use a home equity is funding home renovation projects, including those that you can do yourself. You may consider using your home's equity to reinvest in your house and yard using a cash-out refinance. Not sure which renovations might add value to your home? We have you covered with a list of the top 5 renovations that add value to your home.

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Man calculating potential savings

Pay less on my mortgage bills

Refinancing your mortgage may be a smart way to take advantage of the current rate environment and reduce your interest rate. During a refinance, you may also be able to use a HELOC as a second lien to transition from a Jumbo loan to the lower rate of a Conventional loan.

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Woman cutting a credit card

Consolidate and pay off my debt

With the holiday madness now beginning to subside, is time to put down the credit cards and assess the damage? If now is the time to start thinking about building healthy credit habits, we have some pointers on making the change towards better debt management.

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Woman monitoring her credit score

Improve my credit score

Your credit history — the amount and type of debt you have, plus how you repay it — plays a key role in things like finding a job or buying a home. We’ve pulled in our resident credit experts to help you understand what plays a role in determining your credit and where you might have room for improvement.

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Spend less on account fees

Your checking account should give you the freedom and the power to do what you want with your money. That's why we've created a checking account that is free with no minimum daily balance and no monthly service charge.

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