Personal Banking, Home Loans & Business Banking and Loans

Banksgiving | HomeStreet Bank

Get your piece of the pie with our tasty holiday bonus!

This promotion has ended. Learn about all of our Checking Account options here.

Disclosures:

*$300 Bonus:

1. Open a new Premium Select Checking account at a branch near you between 11/17/2018 and 11/26/2018 with a minimum deposit of $100.

2. Receive qualifying direct deposits that total $5,000.00 or more within the first 90 calendar days of account opening. A qualifying direct deposit is an electronic deposit from your employer, pension, or government benefits (such as social security). However, federal income tax refunds, or any state income tax refunds, are not considered qualifying direct deposits. Person-to-Person and bank transfers between your HomeStreet Bank accounts or accounts you have at other financial institutions or brokerages also do not qualify.

3. Account must remain open for at least 180 days.

4. Bonus will be deposited directly into your new personal checking account within 60 calendar days of completing qualifying bonus requirements. Your new account must remain open until the bonus is processed in order to receive the bonus. The bonus is considered interest and will be reported on IRS Form 1099-INT.

5. This offer is only available to new HomeStreet Bank consumer checking account customers. This offer is not available to existing HomeStreet Bank consumer checking customers (either as the primary or secondary account holder) or individuals who have had a HomeStreet Bank consumer checking account in the last 12 months. Bank employees and members of their household are not eligible for this promotion. Limit of one new consumer checking account bonus per individual and per mailing address. If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from HomeStreet Bank within the last 12 months prior to this account opening then no one at the address is eligible. Offer is subject to change without notice, can be withdrawn at any time and cannot be combined with any other offer. The new account is available only to individuals and is not available to businesses, non-profits, or for use as a personal retirement account.

6. This offer is not applicable to accounts opened through homestreet.com.

7. HomeStreet Bank reserves the right to deduct the bonus from the account at closing if the account is closed by the customer or bank within 365 calendar days after account opening.

8. For further account terms and conditions about HomeStreet Bank’s personal checking accounts, please refer to the Terms and Conditions for Personal Accounts. All accounts are subject to approval and HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account fees. Offer expires 11/26/18.

**Interest: Your account balance must equal or exceed the stated minimum balance each day to obtain the annual percentage yield (APY) listed on the Bank rate sheet. Interest begins to accrue on the business day your deposit is made if your deposit consists of cash, ACH or checks drawn on HomeStreet Bank, and the next business day if your deposit consists of checks drawn on other banks. Interest will be paid up to the date of withdrawal. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. At our discretion, we may change the interest rate, APY, or interest rate tiers on the account at any time.

***Refund of Domestic Non-Bank or Non-Network ATM Fees: The monthly ATM surcharges for use of out-of-network ATMs will be assessed to your account each statement. The domestic ATM surcharges to be refunded will be calculated on the last business day of the month and will be refunded on your next monthly account statement. The number of domestic ATM surcharges refunded each month will be capped at the number of refunds allowed within the checking account you select. Eligibility for the unlimited refunds in the Select account is based on direct deposits of at least $500 monthly. If the account does not have at least $500 in direct deposits each month, ATM fees incurred for that month will not be refunded.

****Charges and Fees: All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

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