Personal Banking, Home Loans & Business Banking and Loans

Happy Banksgiving $300 Cash Bonus

Get your piece of the pie with our tasty holiday bonus!

All of our checking accounts feature:

  • Free online and mobile banking with bill pay and check deposit
  • Visa® Debit card for everyday on–the–go purchases
  • Access to thousands of surcharge-free ATMs throughout the US with the Money Pass ATM Network
  • Complimentary switch services to help if you're moving from another bank

Premium Select Checking account maintenance:

  • Avoid the $10 monthly maintenance fee when you keep a $2,500 minimum daily balance**
  • No additional charge for paper or electronic statements

Get more out of your money with our interest-earning+ checking account.

Cardless Cash icon

Cardless Cash

Need cash on the go but left your debit card at home? Use your phone to withdraw cash from ATMs nationwide. 

ATM fees icon

Unlimited ATM Refunds Nationwide

Tired of paying ATM fees when you're away from home? Get unlimited ATM fee refunds nationwide++ with a Premium Select Checking account. 

Cardless Controls icon

Card Controls

On vacation and lose your debit card? Don't worry. Turn it off with Card Controls and get back to the fun. 

*Requirements to receive $350 checking account bonus:

  1. Open a new Premium Select Checking account in branch or online between November 16, 2019 and December 2, 2019.
  2. Receive qualifying direct deposits that total $3,000.00 or more within the first 90 calendar days of account opening. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Federal income and state income tax refunds do not qualify. Person-to-person, bank transfers or other electronic money transfers such as those made through internet payment services (for example, Zelle, Venmo, Amazon Payment, PayPal, etc.) do not qualify. Deposits made via a branch, ATM, online transfer or through mobile banking do not qualify.
  3. Account must remain open for at least 180 calendar days.

If you have met all the bonus requirements, the bonus will be deposited directly into your new personal checking account within 240 calendar days of account opening. Your new account must remain open until the bonus is processed to receive the bonus. The bonus is considered interest and will be reported on IRS Form 1099-INT.

This offer is only available to new HomeStreet Bank consumer checking account customers. This offer is not available to existing HomeStreet Bank consumer checking customers (either as the primary or secondary account holder) or individuals who have had a HomeStreet Bank consumer checking account in the last 12 months. Bank employees and members of their household are not eligible for this promotion. Limit of one new consumer checking account bonus per individual and per mailing address. If the customer or other individuals, residing at the same address, received or may receive any other consumer checking bonus from HomeStreet Bank within the last 12 months prior to this account opening; then, no one at the address is eligible. Offer is subject to change without notice, can be withdrawn at any time, and cannot be combined with any other offer. The new account is available only to individuals and is not available to businesses, non-profits, or for use as a personal retirement account.

HomeStreet Bank reserves the right to deduct the bonus from the account at closing, if the account is closed by the customer or bank within 365 calendar days after account opening.

For further account terms and conditions about HomeStreet Bank’s personal checking accounts, please refer to the Terms and Conditions for Personal Accounts. All accounts are subject to approval and HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, monthly service charges, other miscellaneous services and account fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

Offer expires December 2, 2019.

 

**Charges and Fees

All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

 

+Interest

Your account balance must equal or exceed the stated minimum balance each day to obtain the annual percentage yield (APY) listed on the Bank rate sheet. Interest begins to accrue on the business day your deposit is made if your deposit consists of cash, ACH or checks drawn on HomeStreet Bank, and the next business day if your deposit consists of checks drawn on other banks. Interest will be paid up to the date of withdrawal. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. At our discretion, we may change the interest rate, APY, or interest rate tiers on the account at any time.

 

++Refund of Domestic Non-Bank or Non-Network ATM Fees

The monthly ATM surcharges for use of out-of-network ATMs will be assessed to your account each statement. The domestic ATM surcharges to be refunded will be calculated on the last business day of the month and will be refunded on your next monthly account statement.

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