Personal Banking, Home Loans & Business Banking and Loans

$300 cash bonus

For a limited time, enjoy a $300 cash bonus* when you open a new HomeStreet Bank Premium Select Checking account.

All of our checking accounts feature:

  • Free online and mobile banking with bill pay and check deposit
  • Visa® Debit card for everyday on–the–go purchases
  • Access to thousands of surcharge-free ATMs throughout the US with the Money Pass ATM Network
  • Complimentary switch services to help if you're moving from another bank

Premium Select Checking account maintenance:

 

  • Avoid the $10 monthly maintenance fee when you keep a $2,500 minimum daily balance**
  • No additional charge for paper or electronic statements

Enjoy the convenient features of a Premium Select Checking account

Cardless Cash icon

Cardless Cash

Need cash on the go but left your debit card at home? Use your phone to withdraw cash from ATMs nationwide. 

ATM fees icon

Unlimited ATM Refunds Nationwide

Tired of paying ATM fees when you're away from home? Get unlimited ATM fee refunds nationwide+ with a Premium Select Checking Account. 

Cardless Controls icon

Card Controls

On vacation and lose your debit card? Don't worry. Turn it off with Card Controls and get back to the fun. 

Disclosures:

*Requirements to receive $300 checking account bonus:

1. Open a new Premium Select Checking account in branch or online between October 1, 2019 and November 15, 2019.

2. Receive qualifying direct deposits that total $3,000.00 or more within the first 90 calendar days of account opening. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Federal income and state income tax refunds do not qualify. Person-to-person, bank transfers or other electronic money transfers such as those made through internet payment services (for example, Zelle, Venmo, Amazon Payment, PayPal, etc.) do not qualify. Deposits made via a branch, ATM, online transfer or through mobile banking do not qualify.

3. Account must remain open for at least 180 calendar days.

If you have met all the bonus requirements, the bonus will be deposited directly into your new personal checking account within 240 calendar days of account opening. Your new account must remain open until the bonus is processed to receive the bonus. The bonus is considered interest and will be reported on IRS Form 1099-INT.

This offer is only available to new HomeStreet Bank consumer checking account customers. This offer is not available to existing HomeStreet Bank consumer checking customers (either as the primary or secondary account holder) or individuals who have had a HomeStreet Bank consumer checking account in the last 12 months. Bank employees and members of their household are not eligible for this promotion. Limit of one new consumer checking account bonus per individual and per mailing address. If the customer or other individuals, residing at the same address, received or may receive any other consumer checking bonus from HomeStreet Bank within the last 12 months prior to this account opening; then, no one at the address is eligible. Offer is subject to change without notice, can be withdrawn at any time, and cannot be combined with any other offer. The new account is available only to individuals and is not available to businesses, non-profits, or for use as a personal retirement account.

HomeStreet Bank reserves the right to deduct the bonus from the account at closing, if the account is closed by the customer or bank within 365 calendar days after account opening.

For further account terms and conditions about HomeStreet Bank’s personal checking accounts, please refer to the Terms and Conditions for Personal Accounts. All accounts are subject to approval.

Offer expires November 15, 2019.

 

**Charges and Fees

All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

 

+Refund of Domestic Non-Bank or Non-Network ATM Fees

The monthly ATM surcharges for use of out-of-network ATMs will be assessed to your account each statement. The domestic ATM surcharges to be refunded will be calculated on the last business day of the month and will be refunded on your next monthly account statement.

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