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Savings Account

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Statement Savings Account

A basic, low-fee account to help you save.


  • Low minimum daily balance requirement
  • Use this account as overdraft protection for your personal checking account1

Savings Account Features:

  • Manage your accounts 24/7 from virtually anywhere with free online and mobile banking
  • Receive important account alerts by email or text
  • Toll-free number to speak to a Personal Banking Representative

Savings account opening and maintenance:

  • $100 minimum opening deposit
  • $1 monthly service fee is waived when you keep a $200 minimum daily balance or are age 18 or younger2
  • No additional charge for paper or electronic statements
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Money Market Account
Holiday Club Account
Money Market Account | HomeStreet Bank

Money Market Account Perks:

  • Tiered rates for higher balances
  • Ability to write checks
  • Use this account as overdraft protection for your personal checking account
Money Market Account | HomeStreet Bank
Holiday Club Account | HomeStreet Bank

Holiday Club Account Perks:

  • Interest-earning
  • Make deposits in a variety of ways, including transfers and direct deposits
  • Funds are distributed at the end of October
  • Avoid holiday-induced debt and stress
Holiday Club Account | HomeStreet Bank


1. Limit on Transfers

Transfers and/or withdrawals from your money market or savings account conducted in person in the branch or at the ATM are unlimited. All other transfers are limited by federal regulations to six (6) during a calendar month. Other transfers include checks, draft or point of sale (POS) payable to third parties, pre-authorized transfers, automatic transfers, transfers to an overdrawn checking account, telephone transfers requested through the branch or Customer Service Center, Telephone Banking transfers, automatic payments (excluding HomeStreet loan/mortgage payments), Online Banking transfers and bill payments, and internet generated transactions. If the limited transfers are exceeded, we may close your account or convert it to an eligible account type.

2. Charges and Fees

All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

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