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Money Market Account

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Money Market Account

The flexible way to earn, with easy access to your cash.


  • Tiered rates for higher balances1
  • Ability to write checks
  • Use this account as overdraft protection for your personal checking account

Money Market Account Features:

  • Manage your accounts 24/7 from virtually anywhere with free online and mobile banking
  • Receive important account alerts by email or text
  • Toll-free number to speak to a Personal Banking Representative

Money market account opening and maintenance:

  • $1,000 minimum opening deposit
  • Avoid the $5 monthly service fee when you keep a $1,000 minimum daily balance2
  • No additional charge for paper or electronic statements

Learn more about money market accounts:

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What is a money market account?

Find out what a money market account is and see if HomeStreet Bank has one that suits your needs.

Read More
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Money market account pros and cons

Read up on money market  advantages and disadvantages before you open a new account.

Read More
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Money markets vs. savings accounts

Discover the benefits and differences between these two ways to save.

Read More

Other Accounts:

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Statement Savings Account

Low minimum daily balance requirement

Use this account as overdraft protection for your personal checking account

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Holiday Club Account


Make deposits in a variety of ways, including transfers and direct deposits

Funds are distributed at the end of October

Avoid holiday-induced debt and stress



1. Interest

Your account balance must equal or exceed the stated minimum balance each day to obtain the annual percentage yield (APY) listed on the Bank rate sheet. Interest begins to accrue on the business day your deposit is made if your deposit consists of cash, ACH or checks drawn on HomeStreet Bank, and the next business day if your deposit consists of checks drawn on other banks. Interest will be paid up to the date of withdrawal. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. At our discretion, we may change the interest rate, APY, or interest rate tiers on the account at any time.

2. Charges and Fees

All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

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