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Our Personal Banking apps:
The flexible way to earn, with easy access to your cash.
Perks:
Find out what a money market account is and see if HomeStreet Bank has one that suits your needs.
Read up on money market advantages and disadvantages before you open a new account.
Discover the benefits and differences between these two ways to save.
Low minimum daily balance requirement
Use this account as overdraft protection for your personal checking account
Interest-earning
Make deposits in a variety of ways, including transfers and direct deposits
Funds are distributed at the end of October
Avoid holiday-induced debt and stress
Disclosures:
1. Interest
Your account balance must equal or exceed the stated minimum balance each day to obtain the annual percentage yield (APY) listed on the Bank rate sheet. Interest begins to accrue on the business day your deposit is made if your deposit consists of cash, ACH or checks drawn on HomeStreet Bank, and the next business day if your deposit consists of checks drawn on other banks. Interest will be paid up to the date of withdrawal. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. At our discretion, we may change the interest rate, APY, or interest rate tiers on the account at any time.
2. Charges and Fees
All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.
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