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Savings & Money Market

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Reach your dreams by saving for them.

 

Saving money is foundational to your financial health. It’s important to have an emergency fund to cover any expenses should the unexpected happen. Beyond an emergency fund, savings can add up over time and allow you to fund your dreams. What are you waiting for? Start saving today!

 

All of our savings accounts1, our personal money market account2, and our personal plus money market account3 offer:

  • Free online banking
  • Free Mobile banking
  • Free eStatements

 

 Personal Savings & Money Market Accounts

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Personal Savings Account1

For savers looking for a basic, low-fee account

  • $200 minimum deposit to open
  • Earn interest on your entire account balance
  • $200 minimum daily balance required to avoid $1 monthly service charge
  • Enjoy up to 10 withdrawals per statement cycle fee free
  • Link to your HomeStreet checking account for overdraft protection
   
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Minor Savings Account1

For savers under the age of 18

  • $25 minimum deposit to open.
  • Earn interest on your entire account balance
  • No monthly service charge
  • Enjoy up to 10 withdrawals per statement cycle fee free

Visit us today to open this account

   
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Health Savings Account1

Doctor's order - start savings for health expenses today

  • $100 minimum deposit to open
  • Earn interest on your entire account balance
  • No monthly service charge
  • Unlimited transactions on qualified medical expenses
  • Available to participants of qualified High Deductible Health Plans
  • IRS contribution limitations apply

Visit us today to open this account

   
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Holiday Club Account1

For savers who want to set aside funds year-round to take a bite out of holiday expense

  • $200 minimum deposit to open
  • Earn interest on your entire account balance
  • No monthly service charge
  • Funds are distributed on October 31. Early withdrawal fee applies

Visit us today to open this account

   
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Personal Money Market Account2

For savers seeking a higher interest rate

  • $1,000 minimum deposit to open
  • $1,000 minimum daily balance required to avoid $5 monthly service charge
  • Enjoy up to 10 withdrawals per statement cycle fee free
  • Tiered interest rates for higher balances
  • Link to your HomeStreet checking account for overdraft protection
   
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Personal Promotional Plus Money Market Account3

For individuals looking for liquidity

  • $10,000 minimum deposit to open
  • $1,000 minimum daily balance required to avoid $5 monthly service charge
  • Enjoy up to 10 withdrawals per statement cycle fee free
  • Tiered interest rates for higher balances
  • Link to you HomeStreet checking account for overdraft protection

Visit us today to open this account

   

Additional Resources

How do I easily switch my account to HomeStreet?

What is the HomeStreet Bank routing number and where do I find my account number? 

I want to add a layer of protection to my on-line account

 

 

1Personal Savings Accounts: For additional information, view the Terms and Conditions and Schedule of Fees 

2Personal Money Market Account: For additional information, view the Terms and Conditions and Schedule of Fees 

3Personal Promotional Plus Money Market Account: For additional information, view the Terms and Conditions and Schedule of Fees 

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