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Free Checking Account

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Select Checking

When you're traveling, your time should be spent making memories—not making calls to the bank. Manage your account from anywhere with a traveler-friendly Select Checking Account. 

Select Checking perks:

  • No monthly service charge1
  • No minimum balance
  • Cardless Cash, Card Controls, Unlimited ATM fee refunds nationwide2

All of our checking accounts feature:

  • Free online and mobile banking with bill pay and check deposit
  • Visa® Debit card for everyday on–the–go purchases
  • Access to thousands of surcharge-free ATMs throughout the US with the MoneyPass® ATM Network
  • Easily move recurring payments and direct deposits to your HomeStreet account with switch services

Select Checking Account opening and maintenance:

  • $100 minimum opening deposit
  • No monthly service charge1
  • No minimum balance requirement
  • No additional charge for paper or electronic statements

Enjoy the convenient features of a Select Checking Account

Cardless Cash icon

Cardless Cash

Need cash on the go but left your debit card at home? Use your phone to withdraw cash from ATMs nationwide. 

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Unlimited ATM Refunds Nationwide

Tired of paying ATM fees when you're away from home? Get unlimited ATM fee refunds nationwide2 with a Select Checking Account. 

Cardless Controls icon

Card Controls

On vacation and lose your debit card? Don't worry. Turn it off with Card Controls and get back to the fun. 

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Choice Checking
Premium Select Checking
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Choice Checking Perks:

  • No monthly service charge
  • No minimum balance
  • No fee for two non-HomeStreet Bank ATM transactions per statement cycle
  • No direct deposit requirement
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Premium Select Checking Perks:

  • Interest-earning account
  • Unlimited ATM fee refunds nationwide
  • No direct deposit requirement
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Additional Resources:

ATM & Visa Check Card    ClickSwitch    Order New Checks    Routing & Account Number    IBM Trusteer Rapport

Other accounts you may like:

Statement Savings | HomeStreet Bank

Statement Savings

Traditional savings for everyone in the family.

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Money Market Account | HomeStreet Bank

Money Market Account

Save more and earn more with this higher interest account.

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13, 15, and 22-month CDs | HomeStreet Bank

Certificate of Deposit

A targeted way to save for what you need.

Get Started


1. Charges and Fees

No minimum balance requirement or maintenance fees. All accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

2. Refund of Domestic Non-Bank or Non-Network ATM Fees

The monthly ATM surcharges for use of out-of-network ATMs will be assessed to your account each statement. The domestic ATM surcharges to be refunded will be calculated on the last business day of the month and will be refunded on your next monthly account statement. The number of domestic ATM surcharges refunded each month will be capped at the number of refunds allowed within the checking account you select. Eligibility for the unlimited refunds in the Select account is based on direct deposits of at least $500 monthly. If the account does not have at least $500 in direct deposits each month, ATM fees incurred for that month will not be refunded.

Special rates on CDs and Money Markets

See all of our current banking promotions and offers

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