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Interest earning checking account

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Premium Select Checking

Get more out of your money with our interest-earning checking account.

Premium Select Checking Perks:

  • Interest-earning account1
  • Unlimited ATM fee refunds nationwide2
  • No direct deposit requirement

All of our checking accounts feature:

Premium Select Checking Account opening and maintenance:

  • $100 minimum opening deposit
  • Avoid the $10 monthly maintenance fee when you keep a $2,500 minimum daily balance3
  • No additional charge for paper or electronic statements
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Choice Checking
Select Checking
Choice Checking | HomeStreet Bank

Choice Checking Perks:

  • No monthly service charge
  • No minimum balance
  • No fee for two non-HomeStreet Bank ATM transactions per statement cycle
  • No direct deposit requirement
Choice Checking | HomeStreet Bank
Select Checking | HomeStreet Bank

Select Checking Perks:

  • No monthly service charge
  • No minimum balance
  • Unlimited ATM fee refunds nationwide
Select Checking | HomeStreet Bank

Other accounts you may like:

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Statement Savings

Traditional savings for everyone in the family.

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Money Market Account | HomeStreet Bank

Money Market Account

Save more and earn more with this higher interest account.

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Certificate of Deposit

A targeted way to save for what you need.

Get Started


1. Interest

Your account balance must equal or exceed the stated minimum balance each day to obtain the annual percentage yield (APY) listed on the Bank rate sheet. Interest begins to accrue on the business day your deposit is made if your deposit consists of cash, ACH or checks drawn on HomeStreet Bank, and the next business day if your deposit consists of checks drawn on other banks. Interest will be paid up to the date of withdrawal. Interest will be compounded monthly and credited to your account on the last day of the statement cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. At our discretion, we may change the interest rate, APY, or interest rate tiers on the account at any time.

2. Refund of Domestic Non-Bank or Non-Network ATM Fees

The monthly ATM surcharges for use of out-of-network ATMs will be assessed to your account each statement. The domestic ATM surcharges to be refunded will be calculated on the last business day of the month and will be refunded on your next monthly account statement. The number of domestic ATM surcharges refunded each month will be capped at the number of refunds allowed within the checking account you select. Eligibility for the unlimited refunds in the Select account is based on direct deposits of at least $500 monthly. If the account does not have at least $500 in direct deposits each month, ATM fees incurred for that month will not be refunded.

3. Charges and Fees

All Accounts are subject to HomeStreet Bank’s customary fees for stop payments, insufficient funds, returned items, automatic transfer, other miscellaneous services and account early closure fees. Refer to Schedule of Fees. Fees are subject to change upon notice as may be required by law.

Find a Branch | HomeStreet Bank
Find a HomeStreet Branch | HomeStreet Bank

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