Personal Banking, Home Loans & Business Banking and Loans

Vicki Sweeten

Loan Officer

NMLS ID#: 324342

277 Rancheros Dr
Suite 300
San Marcos, CA 92069

Office: 760-707-0419 Mobile: 760-809-5286 Fax: 619-356-2980 Email
Specialties
  • Hometown Home Loan Program
  • Renovation Loans
  • First-Time Homebuyers
  • VA Loans
  • FHA Loans
  • Purchase
  • Refinancing
  • Southern California
  • CA hometown home loan program

About Me

I have been helping my clients achieve homeownership for over a decade. My goal is to provide you with the information you need to make an informed decision whether buying a home for the first time, moving up, purchasing investment property, renovating your Home, or refinancing. I enjoy helping homeowners through education courses and creating life-long relationships. Owning a home is one of the largest investments a family will make in their lifetime and I am ready to help guide you through the steps.

Call or email me today! 

Customer Testimonials

Tiffany Garcia, Small business owner

Tiffany Garcia recommends Vicki Sweeten at HomeStreet Kearny Mesa Affinity Lending Center

We recently purchased our first home in Fallbrook. Having never gone through this before we didn’t realize how long it could take and how many offers we would have to make. All in all it took us about a year. Through out this past year Vicki was there every step of the way. Every time we submitted an offer she promptly provided us with a prequalify letter and also spoke directly to agents to assure them we were good candidates. Once we had an offer accepted she walked us through each step during the escrow period and made things very simple for us. If your in the process of trying to buy a home I can’t recommend Vicki enough! She’s very prompt, friendly, and really knows her stuff!

Pamela Kay Phillips, RN, MSN, IBCLC

Pamela Kay Phillips  headshot

Pamela Kay Phillips recommends Vicki Sweeten at HomeStreet Kearny Mesa Affinity Lending Center

Vicki is amazing from our initial contact with her. Always positive and reassuring. Always full of suggestions. The first visit, Vicki told my husband and I we had a 10% chance of approval based on credit history. Vicki told us she would work hard for us and suggested trying a VA loan. We had originally had a VA loan we left, crazy I know. The first meeting was April 2nd. May 15th we signed our loan documents saving $1300 a month, soon to be $1600 a month once our solar payment acknowledged by the County. Vicki never once made us feel guilty or not worthy of her help because of our difficulties that had to be overcome to have loan approval. That amount of savings is life changing. Again Vicki was amazing I am sure spending many hours securing our refinance. I have told my friends if you need or want to refinance seek out Vicki Sweeten first.
Sincerely
Mrs Pam Phillips

Armenia Morris

Armenia Morris recommends Vicki Sweeten at HomeStreet Kearny Mesa Affinity Lending Center

Vicki was wonderful in this refinance process... she was always available. Text, call or email- she was quick to respond. Her knowledge and ability to explain the documents and numbers really made me, and keep me, involved. Her willingness to assist with closing issues regarding previous mortgage companies was the inciting the cake. I would recommend Vicki to all family, friends, and my Kaiser family.

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