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Toni Hicks

Toni Hicks

Loan Officer

I have been in the banking industry for over 37 years and I have experience in all types of lending. I have seen many changes in the industry over the past decade, but the one thing that has remained constant is the importance of communication and understanding my client's needs! Whether you are purchasing your very first home or refinancing your existing one, it is my goal to ensure that you have the best 
possible options to choose from. 

My thorough knowledge of underwriting policies and complex financial situations will help you understand your options so that you can make the best and most informed decision possible to reach your goals. I have excellent time management and organizational skills and I will help you navigate through the complex lending maze with the utmost ease and skill. 

I am thrilled to join the Napa Valley Team of HomeStreet Bank where the priority has been and will always be you, the customer! 

I am looking forward to helping each one of you make your dreams a reality!