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Terry Conner

Terry Conner

Loan Officer

With my 23 years as a general contractor and last 10 years as a construction lender I have the expertise to help guide you through this process and I look forward to working with you to completion of your new dream home.

  • Construction Loan Specialist
  • Experienced General Contractor
  • 10 years lending experience



LaQunita, CA Custom Home

"Terry, I was referred to you by a friend and business associate, after a not so pleasant experience with another financial institution. I was impressed with your knowledge and expertise in assisting us with our construction loan. You walked us through the process and explained everything as we proceeded. You and the Bank allowed my assistant to gather the information and work with him on filling in all the details needed for the loan which made it very easy on us. We liked the way you handled everything and thanks to you we are not only moving our personal accounts to the Bank but my Business accounts as well."
-LaQuinta Custom Home Loan Client




Sacramento, CA Custom Home

"Terry, the loan has closed and the first draw was funded yesterday. While most banks are not financing home construction loans, you have done so with a very easy process.  You closed and funded my first draw in record time.  Thank you for your time and effort in helping with this loan."
-Sacramento Custom Home Loan Client




Folsom, CA Custom Home

"From start to finish, Terry was excellent to work with. He did a great job of explaining things to me.  He was very patient with me as my project grew in scope which delayed  the recording of the loan. I’d go back to Terry again for all my future financial needs."
-Folsom Custom Home Loan Client



  CA Custom Home

"Dear Terry, Just a quick note to tell you how much we appreciated working with you.  We must have went through 7 or 8 banks, trying to find someone that would realize the benefits of our situation.  So I was very happy to make contact with you.

My wife and I appreciated your responsiveness. You always were prompt with returning emails and phone calls and you seemed to go above and beyond what was expected.  You even coordinated meetings with our designer/contractor and explained everything to us all very well. The process was easily understood because of your past construction experience and we always felt you had our best interest in hand. Thanks again."
-CA Custom Home Loan Client


CA Custom Home

"I would like to express how nice it was to work with Terry Conner. His understanding of the construction business and the needs of builders was instrumental in us doing business together.  In addition, once we received funding, his follow up work with us has been excellent. I would recommend Terry and the rest of the team to anyone looking for a bank in the construction industry. Thanks again."
-CA Custom Home Loan Client