HomeStreet Bank - Banking, Credit Cards, Home Loans & Auto Loans

Tami Encinas

Loan Officer

NMLS ID#: 507130

32650 State Route 20 Building E
Suite 201
Oak Harbor, WA 98277

Mobile: 360-631-2975 Fax: 360-719-5045 Email
  • First-Time Homebuyers
  • Refinance
  • Purchase
  • FHA Loans
  • Jumbo Loans
  • VA Loans
  • USDA Loans

About Me

You must be looking for home financing. I do that! HomeStreet Bank has an impressive variety of loan programs to suit many different situations. Whatever type of mortgage you are looking for, I am here to give you the options and guide you through the process. All you have to do is start the conversation and I'll help with the rest!

Call or email me today!

Customer Testimonials

Alaina Bezold, First time home buyer

Alaina Bezold recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

Tami was wonderful! This was our first home purchase so we had a lot of questions, and she took great care in making sure we understood every step in the financing process. I would highly recommend her to anyone in the market.

Michael L Chambers, Retired

Michael L Chambers recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

Tami is exceptionally thorough in all aspects of her job. She kept us completely up to date during the loan process. All the questions we had were answered quickly and efficiently with explanations that gave us confidence from start to finish. She is very professional and personal at the same time. Honesty, integrity, and professionalism describe her. We highly recommend her!

Saxon Holt, Homeowner

Saxon Holt recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

Tami has facilitated two home loans for us and both experiences were perfect in their execution. She answers email and her phone promptly, gives fantastic lending advice and manages to make each transaction smooth and easy. Along with her experience and knowledge, she gives a personal and emotional touch that we appreciated. I wouldn't hesitate to send any of my family or friends her way. She's outstanding.

Contact Me

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