Personal Banking, Home Loans & Business Banking and Loans

Tami Encinas

Loan Officer

NMLS ID#: 507130

32650 State Route 20 Building E
Suite 201
Oak Harbor, WA 98277

Mobile: 360-631-2975 Fax: 360-719-5045 Email
  • First-Time Homebuyers
  • Refinancing
  • Purchase
  • FHA Loans
  • Jumbo Loans
  • VA Loans
  • USDA Loans

About Me

You must be looking for home financing. I do that! HomeStreet Bank has an impressive variety of loan programs to suit many different situations. Whatever type of mortgage you are looking for, I am here to give you the options and guide you through the process. All you have to do is start the conversation and I'll help with the rest!

Call or email me today!

Customer Testimonials

Hae Ryung Park

Hae Ryung Park recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

Tami has helped me with with my last two homes and a couple of refinances. She has always make it super easy for me to get this done without missing work. It’s an intimidating process and she walks you through step by step. I will definitely come back to her and recommend her to my friends and family.

Daniel Varner, Construction Inspector

Daniel Varner recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

This is the second home loan that Tami has helped us with and it was a great experience both times. Customer service is something that is getting harder to find anywhere, but Great customer service is what Tami provides.
When I need another home loan there is only one leander one my list.
Thank you Tami, have a Merry Christmas.
Daniel & Ginger

Alana Steppe

Alana Steppe recommends Tami Encinas at HomeStreet Oak Harbor Home Loan Center

I can’t recommend Tami enough. She was easy to work with and helped me naviagate the mortgage process.

Contact Me

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