Personal Banking, Home Loans & Business Banking and Loans

Steve Morgensen

Affinity Loan Officer

NMLS ID#: 506335

818 W. Riverside Ave.
Suite 120
Spokane, WA 99201

Office: 509-723-8030 Fax: 206-416-8819 Email
  • Hometown Home Loan Program
  • First-Time Homebuyers
  • FHA Loans
  • Purchase
  • Refinancing
  • Washington Hometown Homeloan Officer
  • VA Loans
  • USDA Loans
  • Washington State Bond
  • Home Advantage Program
  • Manufactured Homes
  • Jumbo Loans

About Me

I have been a Loan Officer since 1997 and have the experience necessary to meet your specific needs by understanding the different products and programs in today's marketplace.

Whether you are a first-time homebuyer or seasoned homeowner, don't leave the largest transaction of your life to chance. Call me today.

Read my customer reviews.

Certified Military Home Specialist



Customer Testimonials

Chip, Still a computer guy

Chip recommends Steve Morgensen at HomeStreet Spokane Affinity Lending Center

Steve was our loan officer when we bought our first home in 2018, and he made the whole process really easy and stress-free. Now, only a year and half later, he is helping us refinance to lower our monthly payments. He keeps me updated and answers all my questions very quickly. He is professional and friendly. If you are looking to buy or refinance, Steve is the man.

Jordan W Onley, Architect

Jordan W Onley recommends Steve Morgensen at HomeStreet Spokane Affinity Lending Center

Steve made the process easier than lifting a finger. Many friends and family warned us of all the negatives of the home buying and refinancing process, but Steve made it seem like the easiest thing in the world, with no hiccups or unexpected variables.

From start to finish, Steve has you covered with itemized lists and simple and easy to understand explanations. Working with Steve made us feel like we were cheating the system of what we heard as a very difficult and arduous process. Thanks for your expertise!

Kevin W. Moe, Shipping and Receiving Manager

Kevin W. Moe recommends Steve Morgensen at HomeStreet Spokane Affinity Lending Center

When I first met Steve, he was helping teach a homebuyers course at a library on a Saturday. His knowledge and helpfulness were readily apparent, so when it came time to apply for a home loan pre-qualification and I saw his name on the list, He was my first choice. This first time, due to my income level at the time and some other factors, he was unable to offer me the amount of funding I needed for the house I was trying to purchase. But less than a year later, after I had found a better-paying job and cleaned up my credit a bit, the housing assistance program I was working with suggested I contact lenders again and try to get pre-qualified for the house they had available. I contacted multiple lenders and went through the tedious process of sending them reams of documents, but none of them were able to help me. Finally, I decided to try a hail-mary and contact Steve at Homestreet again. After updating all of the information he needed, he was able to make my dream of home ownership happen, and within weeks of re-contacting him, I signed a contract to purchase the home I now am comfortably living in. I cannot stress enough that he went above and beyond to make this happen; my situation was atypical and involved multiple agencies, agents, and sources of funding but he worked tirelessly to make it happen, and was able to help me overcome a last minute and almost terminal complication. As a matter of fact, one of the real estate agents that I had worked with remarked at closing that Steve had basically "accomplished a miracle" to get me into the house I now call a home, and I could not more highly recommend him.


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