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Ralph Austin

Ralph Austin

Affinity Loan Officer

Homeownership is my passion!

During the 20 years I’ve been involved in housing and real estate, I have witnessed how important owning a home is to one’s personal success. Helping customers obtain this success is my top priority. I will take the time and make the effort to understand each customer’s situation, and to match their need with the most beneficial products and services.

I’ve come to this understanding through a variety of experiences, most recently by developing housing for first-time homebuyers and seasoned homeowners. Prior to joining HomeStreet, I worked for 10 years in the non-profit housing community pioneering development models that created affordable home-buying opportunities.  That experience involved originating second mortgages to targeted buyers while working with numerous first mortgage lenders and Fannie Mae.
 
I served 8 years on the Portland Housing Center Board of Directors (2 years as Board Chair). I was also a long-time Board member and Board Chair of the Community Development Network, the consortium of non-profit housing providers. I’ve been involved in many aspects of real estate during my career, including; market and financial analysis, buying and selling property, lending, construction, and development. This depth and breadth of real estate experience has trained me to address issues from many perspectives. My goal is to take this knowledge and apply it to the needs of each unique customer.