Personal Banking, Home Loans & Business Banking and Loans

Ralph Austin

Affinity Loan Officer

NMLS ID#: 720620

200 SW Market Street
Suite 500
Portland, OR 97201

Office: 503-227-3956 Toll free: 888-408-0066 Fax: 503-827-7389 Email
  • Hometown Home Loan Program
  • First-Time Homebuyers
  • FHA Loans
  • Purchase
  • Refinancing
  • Renovation Loans

About Me

Homeownership is my passion!

During the 20 years I’ve been involved in housing and real estate, I have witnessed how important owning a home is to one’s personal success. Helping customers obtain this success is my top priority. I will take the time and make the effort to understand each customer’s situation, and to match their need with the most beneficial products and services.

I’ve come to this understanding through a variety of experiences, most recently by developing housing for first-time homebuyers and seasoned homeowners. Prior to joining HomeStreet, I worked for 10 years in the non-profit housing community pioneering development models that created affordable home-buying opportunities.  That experience involved originating second mortgages to targeted buyers while working with numerous first mortgage lenders and Fannie Mae.
I served 8 years on the Portland Housing Center Board of Directors (2 years as Board Chair). I was also a long-time Board member and Board Chair of the Community Development Network, the consortium of non-profit housing providers. I’ve been involved in many aspects of real estate during my career, including; market and financial analysis, buying and selling property, lending, construction, and development. This depth and breadth of real estate experience has trained me to address issues from many perspectives. My goal is to take this knowledge and apply it to the needs of each unique customer.  

Customer Testimonials

Shirley Montgomery

Shirley Montgomery recommends Ralph Austin at HomeStreet Portland Affinity Lending Center

Ralph and his team did an amazing job getting us through the home buying process! We have bought two homes through the years and have called on Ralph both times. He and his team are honest, friendly, efficient, knowledgeable, on top of the details, always ready to answer our questions and to help in any way. They really listen to us and are entirely respectful and professional. They definitely are the best around! We are so thankful that we called on Ralph again!

Gabriela Woodsworth, Realtor

Gabriela Woodsworth recommends Ralph Austin at HomeStreet Portland Affinity Lending Center

I have used HomeStreet the two times I have purchased a home and they are great. Ralph was very quick to respond to any of my questions and got the ball rolling on the transaction very quickly. Would 100% recommend to everyone.

Frances Gale Baird

Frances Gale Baird recommends Ralph Austin at HomeStreet Portland Affinity Lending Center

This is my second home transaction with Ralph and the HomeStreet team. The entire process was clear, timely and very easy. I really appreciate the great service.


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