Personal Banking, Home Loans & Business Banking and Loans

Michael Gikas

Loan Officer

NMLS ID#: 698243

500 108th Avenue North East
Suite 2500
Bellevue, WA 98004

Office: 425-455-4888 Toll free: 800-719-3344 Mobile: 425-753-2552 Fax: 206-621-3379 Email
  • First-Time Homebuyers
  • FHA Loans
  • Purchase
  • Refinancing

About Me

As a 13 year veteran of the lending industry, I built a strong referral business working with first-time homebuyers. Through the years, many of my clients have come back as move-up buyers, to purchase vacation homes or investment properties. My hands-on approach and attention to detail have been rewarded with multiple President's Club awards and Seattle Magazine's 5 Star Professional award.        

I understand it is not always practical to converse during regular business hours, therefore I am also available to talk outside of regular business hours. We can speak at your convenience about the progress of your loan. I simplify the loan process by handling all aspects of your loan. I strive to make the experence straightforward and pleasant.                   

Customer Testimonials

Douglas Tarnow

Douglas Tarnow recommends Michael Gikas at HomeStreet Bellevue Central Home Loan Center

Michael Gikas has demonstrated his expertise as a loan officer and confidant many times over. I could not think of anyone else I would recommend to handle one's residential financing needs. He is swift, deliberate and does not miss a thing. Michael was again able to bring my loan to close in the shortest period of time in a very professional manner.

I must admit, my primary bank wanted me to give them a try in refinancing my residence. There was no comparison between the quality of care I received through Michael and Homestreet vs the competition.

Michael has rewritten the book on what customer service is supposed to be.

Thanks a million!


Matt Xuan, Software Engineer

Matt Xuan recommends Michael Gikas at HomeStreet Bellevue Central Home Loan Center

We bought and financed our home remotely in another state as we are looking to relocate. Michael was really easy to work with though both emails and phones. He gave us exactly the list of documents we need to gather and provided us the pre-qualified letter very fast so that we can make the offer in time. After our offer is accepted, Michael continued to work with us very efficiently to gather the remaining required documents, without us needing to do any back and forth. The loan was closed on time without any delay or issue. Very smooth and pleasant mortgage experience, and we especially appreciate it since it's our first house so having the mortgage professionally taken care of made the whole stressful process a lot calmer for us.

Jeremy Gordon

Jeremy Gordon recommends Michael Gikas at HomeStreet Bellevue Central Home Loan Center

Michael was a pleasure to work with throughout our home financing process. He was organized, thorough and attentive to all the details that we needed to pull together for our closing. In addition to being quick to respond to our questions he kept us on track to meet our deadline and never asked for the same document twice. We've had mediocre experiences in the past with other loan officers so we felt especially fortunate to get to work with Michael. Based on the quality of service we wouldn't hesitate to recommend Michael or HomeStreet for home loans. Thank you again.


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