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Kimberly Kawachi

Kimberly Kawachi

Sr. Mortgage Loan Officer

Aloha!  I was born and raised in Maui and always had a desire to help others.  I love that on a daily basis I am involved with helping people purchase their next home or improve their financial position with a refinance – it’s pretty special to be a part of that.  After 13 years in the mortgage industry I can honestly say that I’m still just as excited about mortgage lending today as I was on my first day! For me, my home is where my husband and I raise our two beautiful, quickly-growing boys and where I entertain friends and family. My home is such a huge part of family!

Why I think HomeStreet is THE place to be: I’m surrounded everyday by people who love what they do. Each and every one of them is committed to making the loan process fast, efficient, and accurate. I’m amazed daily by my team. Their execution is top notch, the products and programs offered are competitive, and in many cases setting industry standards for excellence. Based in Seattle, HomeStreet Bank is one of the largest community banks headquartered in Washington. HomeStreet began in 1921 as Continental Mortgage and Loan Company, initially offering financing for commercial real estate and home mortgages. HomeStreet evolved into a full service bank in 1986, further expanding its products and services in 2000 to include business banking and lending. HomeStreet Bank is consistently recognized by the federal government as "Outstanding" under the Community Reinvestment Act.  I can't wait for you to experience the HomeStreet difference!  Call me today to discuss your options. Mahalo!

 Customer Testimonials
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Additional Customer Testimonials

Kimberly was very knowledgeable & professional. The process was completed very quickly and smooth. Kimberly was very helpful, and kept us up to date through the whole process.

Kim was wonderful and incredibly organized and fast. She is amazing at what she does.

You have the best loan officer on the island working for you. I have already referred 2 people to her and 1 has recently closed and another has just begun the paperwork . We just closed as well. Kim makes the impossible ....possible.
Kim is the best. She makes the whole experience a bunch easier and less stressful.

I was pretty impressed as the refi was closed in less than 2 months, I received a paper copy of the appraisal by mail and got CLA and final by mail. I also liked the fact that I only dealt with Kim who knew very well all transaction steps.
I am so far pretty impressed by the service, the care and the overall experience.
I was overall pretty impressed by HomeStreet Bank as it was my first time dealing with this bank and I am a realtor.  More attention to details and customers are not a number, at least that is what I felt.  Other lenders are machines...
Kim is awesome, she gets it done.  She provides terrific customer service at any time on any day.  She can anticipate challenges and knows how to make it happen.

The entire process was simple, smooth and without a single hitch. Kim was efficient, accurate and communicative throughout the process. She made everything easy to understand and easy to execute.

We previously worked with a different loan officer with our first mortgage. When we wanted to refinance we went back to her, but it was very difficult to get a hold of her. I had to send several emails before I heard back and I didn't feel good about the situation and almost cancelled. I then received a call that Kim was now going to be taking care of us. Kim was very attentive. She was always available to answer questions and always got back to me in a timely manner, as to be expected. It was a true pleasure to work with Kim. I will absolutely be referring her and I will only contact her for any mortgage needs I have in the future.
I was relieved when Kim took over our file. Kim was a pleasure to work with.


Kim did an outstanding job from beginning to end!
I have already referred another client to Kim given her amazing customer service experience!  I will call her first if I decide to refi my homes in future or finance a new car of lease!! The closing went very smoothly!
Kim Kawachi is a rock star - who ever hired her should be promoted and - she should be valued in the firm with frequent raises! Outstanding off the charts professional!  She instantly communicated with me at every stage of the process.

I have worked with Kim Kawachi in Kahului for years. She did such an amazing job with my previous refi and provided over the top customer service that I followed her to HomeStreet.  I had never heard of your firm before!  You were smart to hire Kim, she is AWESOME!

The loan officer did explain the normal length of time for the processing of paperwork.
The processes can be very complicated but the loan officer assured me that I could contact her at any time if I had questions. Email and texting made all very easy to communicate.
Appreciated the professionalism of the Loan Officer, Kim Kawachi.

Very easy for a refinance. Glad to be working with Kim Kawachi.
Kim is seriously amazing at what she does. She is great at multitasking and so helpful with all of my millions of questions. My husband works a lot and she did an awesome job of working with our schedules and giving me enough time to sign and return documents. She is the reason we found ourselves with Home Street and we couldn't be more happy.
Kim Kawachi had been our mortgage help for years.


Because our credit history was in the works at the time of applying for the home loan, our file was a little rough to work with.  A lot of documentation was required, but Kim always tried to request them from me in a timely fashion.  Our loan closing was pushed back a few days because of our credit report having verbiage on there, but Kim still kept trying to push for our loan to close on our desired date. We are in our home now, and appreciate all the hard work Kim put in for us.

Closing was done at Old Republic Title, which was very convenient for us.  Also, Kim was there to explain all the documents we were signing, which was very much appreciated.

Being first time homebuyers, my husband and I came in to this full-swing not knowing anything about real estate. Before we met Kim, we had put in a few offers on homes that we absolutely fell in love with, and being outbid each time was very heartbreaking for us. That is when we were referred by one of our friends, to Kim Kawachi.  We hit it off with her the moment we talked and thankfully she referred us to our amazing realtor, Elena Jones. When we finally found another house that we were interested in, it was a for sale by owner. Kim made the loan process as easy and stress free as she possibly could. Our file was not the easiest to work with, but she made it happen and she ALWAYS had our best interest at heart. We will forever be grateful to Kim. She is one of the main reasons why we are in our very own home today. Thank you Kim :)

Having run a successful Business for 35 years makes it easy to recognize when you are doing business with people that really care about there customers and how they are treated.
We just want to say how much of a pleasure it was to have you be part of the team that helped us with our loan . We really appreciate the extra effort that you put into your job. In today's lending environment finding some one that understands all the ins and outs regarding today's ever changing lending guide lines and could help us through this process was very special  indeed. You helped make the experience a good one instead of a painful stressful ordeal. We always felt that you were there for us.
We would be more than willing to recommend you and your staff to any potential customers that you do future business with. Best of luck with your full time  career in the lending field as well as your full time job as a domestic engineer,  Much Mahlo.