Personal Banking, Home Loans & Business Banking and Loans

Julio Valdez

Loan Officer

NMLS ID#: 240258

252 S. Lake Avenue
Pasadena, CA 91101

Office: 626-765-8170 Mobile: 626-590-0619 Email
  • First-Time Homebuyers
  • FHA Loans
  • Purchase
  • Refinancing

About Me

With over 18 years in the mortgage business, I have seen many changes in the industry. Today, more than ever, brings additional challenges in obtaining a mortgage for purchasing and refinancing. When considering a lender, it is important to choose one based on reputation, experience and the company they represent.

My business has been built on establishing lasting relationships based on trust, unparalleled customer service, value and convenience. This knowledge and experience allows me to counsel my clients to build and conserve wealth when buying and owning a home.

I am truly committed to helping people reach their dreams of homeownership and derive great satisfaction from making each transaction go smoothly. With refinance transaction I will guide into the right direction with maximizing the use of your investment. With my knowledge and expertise, I look forward to providing the direction and information needed to help with all your home financing needs.

Customer Testimonials

Alice Thorpe

Alice Thorpe recommends Julio Valdez at HomeStreet Pasadena Affinity Lending

Julio was so helpful, knowledgeable, and honest. Purchasing or refinancing a home is one of your biggest investments and very nerve wracking but with Julio’s help I felt very comfortable and trusted him. Thank you for making our refinance so much more smoother and we will definitely reach out to you again if we need to and I will definitely be recommending you to our family and friends.

Alicia de Luna, Customer

Alicia de Luna recommends Julio Valdez at HomeStreet Pasadena Affinity Lending

Julio is very knowledgeable, I enjoyed working with him. I am older and very slow in technology so I felt uncomfortable. Was not able to meet in person due to COVID-19, however, Julio made sure that I understood and walked me through the process of refinancing. I definitely recommend his services to anyone who is looking to refinance now or in the future. Thank you.

Ann Marie Pagan

Ann Marie Pagan recommends Julio Valdez at HomeStreet Pasadena Affinity Lending

Julio was very helpful in our Refi. He exercised a lot of handholding and patience in the early part of the paperwork. We are grateful for his expertise and knowledge and offer our sincere thanks.


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