Personal Banking, Home Loans & Business Banking and Loans

Judy Meredith

Branch Sales Manager

NMLS ID#: 716323

98-1258 Kaahumanu Street
Suite 101
Pearl City, HI 96782

Office: 808-675-2001 Mobile: 808-222-7903 Fax: 808-426-5929 Email
  • Renovation Loans
  • First-Time Homebuyers
  • VA Loans
  • FHA Loans
  • Construction
  • Purchase
  • Refinancing
  • Hawaiian Homelands

About Me

As the Branch Sales Manager for HomeStreet Bank Pearl City Home Loan Center, I also service my own clients in all of their mortgage needs.  I am a Certified Mortgage Planning Specialist (CMPS) which provides mortgage strategies for my buyers that allows them to increase their financial success whether they are a first time homebuyer or knowledgeable investor.  I work closely with my assistant Holly Sardinha to make sure that your transactions are smooth and your goals are attained to the best of the market’s capability. 

I received my degree in Global Communications at University of Hawaii at Manoa and also speak the Vietnamese language fluently. My father is a World War II Veteran, which has instilled in me much pride and strength. I am a proven and recognized expert in my field and have held a number of positions of distinction including: Chairman and Public Relations Director of the Hawaii Mortgage Brokers, Hawaii Representative to the Western Regional Mortgage Brokers, and Seminar Instructor/ Speaker throughout the Hawaiian Islands.  My business extends to all Hawaiian Islands, as well as Washington, Oregon, California, Idaho, Utah, Arizona and Nevada.

I have extensive involvement with the community as an Educator and Instructor. I currently teach First-Time Homebuyer Courses with the Hawaii Homeownership Center and City & County of Honolulu that result in a home buying certificate for my students. I also hold educational seminars and continuing education classes for Realtors in regards to Conventional and government loan programs (FHA, VA, USDA), Renovation and Construction loan programs, as well as how to obtain Federal, State, City/County and Nonprofit Agency assistance for the homebuyer. My business is based on referrals from realtors, government and non-profit agencies, as well as the past clients whom I feel blessed to work with. I am able to use my vast awareness of the mortgage industry and program guidelines to creatively and effectively provide solutions. My platform is knowledge, proficiency, expertise and education.

  • Buyer Education Seminar Instructor/Educator
  • Realtor Continuing Education Provider
  • Diversified Loan Program Expertise
  • VA/ USDA/ FHA/ Conventional/ Portfolio
  • Renovation/Construction Specialist
  • Notary


Contact Me

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