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Jason Oelrich

Loan Officer



I am very passionate about helping people achieve the “American Dream” of homeownership.

I have held many positions within the mortgage industry including executive-level positions and have been blessed to preside over the origination of Billions of dollars in mortgage loans. I have also regularly served as a subject matter expert to State Real Estate Commissions, State Housing Finance Agencies, and have served on advisory panels for some of the largest financial services firms in America.

I am also blessed to work together with my wife, Kirsten Oelrich, partnering to help our clients as “The Oelrich Team.”

Together, Kirsten and I partner with our clients through every step of the home loan process, making sure that they select the optimal home loan solution to accomplish their goals, and by providing transparent, frequent communication throughout the process, and by also staying accountable for successfully closing home loans on or before the scheduled closing date without any surprises along the way.

Simply put, we work tirelessly to provide the highest possible level of financial expertise, while also consistently providing a “Raving Fan” customer service experience for our clients and our professional referral partners.

  • Certified Public Accountant
  • Certified Mortgage Planning Specialist
  • Certified Divorce Lending Professional
  • Seattle Magazine 5-Star Mortgage Professional
  • Member, Washington Society of Certified Public Accountants' Personal Financial Planning Committee
  • Member, Mortgage Bankers Association® Financial Management Steering Committee
  • Member, Mortgage Bankers Association® Legal Issues & Regulatory Compliance Committee
  • Member, Mortgage Bankers Association® Secondary & Capital Markets Committee

"I am happy to recommend Jason and Kirsten. They were both excellent at communicating regularly, keeping things efficient by using the web, and in the end provided a rate and a loan with lower closing costs than I expected to find. One thing I really appreciated was that I could consult with them as advisers, and they were very proactive in suggesting an option that I hadn't considered, but ultimately selected. Plus coming from a public accounting background myself, I felt very comfortable with Jason's acumen and knowledge given he is a CPA as well. Much of my day-to-day contact was with Kirsten and you won't find a more pleasant person to deal with--at least I haven't.  This wasn't my first time in the mortgage ring and there were other options, but as I head out to closing in an hour, I'm glad I chose Jason and Kirsten."
- Ken D.

"I can't overstate how great my experience with Jason was. I kept waiting for something to go wrong, or something to happen that was different than what he told me to expect, and it never did. Everything about my mortgage went even more smoothly than I had hoped. He walked me through all my options and presented the data clearly, I never felt like I was pushed one way or another. Jason and Kirsten were very professional, quickly returning all phone calls and all emails that I sent. I highly recommend them to anyone." - Beth L.

"We have been property owners for over 25 years during which time we have purchased several homes and refinanced more than a couple of times. Jason, Kirsten, and their staff are by far the most professional, most responsive, and most honest people we have dealt with in all of those years. Our loan closed ahead of schedule, with a great rate, with no issues, and with no surprises or additional costs. All questions we had during the process were addressed within several hours and often as soon as I could ask them, even on weekends. I would highly, without question or concern, recommend Jason and Kirsten. We were so pleased with our refinance process that we are using Jason and Kirsten again on another transaction."
- Bryan K.

"Everything went like clockwork! In fact they did such a great job, underwriting was a breeze and we were able to close early. Jason and his staff are the best there is and I have 25 years of experience in the financial services industry."
- Jim S.

"Kirsten and Jason proved exceptionally resourceful and resilient in dealing with a myriad of challenges in getting our loan. Throughout the ordeal they refused to abandon optimism or good humor in the face of what seemed irreconcilable obstacles. In the end, they came through and we closed on our loan on time and at the rates promised. I cannot recommend them highly enough."
- David M.

I recommend Jason and his team with the highest confidence. I initially contacted Jason about a mortgage on a home that I was purchasing and, because of his creative thinking and great service, was able to refinance all of my properties and save thousands of dollars a month in the end. The service level I experienced from Jason was the highest I have experienced in my 15 years of home ownership/mortgage servicing. He responded to my questions quickly - always within 24 hours (including on weekends) and usually within a few hours. He explained all fees (which were the lowest on the market), took time to make sure I understood and, when necessary, went back to vendors and negotiated their fees to be lower so he could pass on savings to me. He found a few inaccuracies on my credit report that were negatively impacting my interest rate and, rather than just saying *I* needed to fix it like all the other lenders I had talked with, he partnered with me to contact the credit agencies and get them all fixed. That made a huge difference in my interest rate and monthly payments. I can't speak highly enough of Jason and team. I recommend them with no reservations and the greatest confidence."
- Rob G.

"Jason and Kirsten Oelrich are some of the most professional people I have ever done home refinancing with in the past 30 years of homeownership."
- Daniel W.

"We were first-time homebuyers in a non-standard situation (moving states, one of us leaving the military, one of us changing jobs, using a VA loan with 18% down, etc.). Through every step of the process Jason was ahead of the game and anticipated potential issues.  When it came time to close Jason was on the horn facilitating the process and clearing up minor issues with the title company. I can't say enough about the smoothness of the whole process and give my highest recommendation."
- Patrick R.

"Jason is one of the most skilled mortgage advisors I've worked with. His experience really paid off in securing my loan and I believe he succeeded where many others may have failed. In the wake of the financial crisis obtaining a loan at advertised rates is no easy task. I was very pleased with how Jason handled my loan in a timely fashion and was able to close at a rate less than what we started with."
- Rob R.

"Jason is a cut above! In the past 20 years we have closed on 12+ loans, and Jason is by far the most efficient, knowledgeable and responsive loan officer we have had the pleasure of working with. His willingness to provide us with multiple loan options provided us with the best loan for our current situation. We have and will continue to recommend his professional services to our friends and family. We look forward to working with Jason again in the future."
- Sue R.

"Jason did a great job in helping me getting thru my US home loan application. Whatever question I had (and I had many), whatever challenge occurred with background checks, account statements, all the paperwork - Jason was available around the clock and even on weekends to reply promptly and provide with help and assistance. He was creative in coming up with solutions that helped overcoming many obstacles in this complicated process. Finally I got approval in time for a very special loan- for insiders: this was about an interest only jumbo loan for somebody from another country (Green Card holder) with limited US credit history for whom this was the very first loan application in the US."
- Peter R.