HomeStreet Bank - Banking, Credit Cards, Home Loans & Auto Loans

House Under Construction

Nail Down Great Financing


A well-built home deserves a solid financing foundation. As a home loan expert specializing in custom construction for over 20 years, I know that the process of building your perfect home can be both exciting and confusing. I'm here to answer your questions. 

Ready to get started?

 206-389-4404

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Loan Specialties
Construction Icon | HomeStreet Bank Custom Construction
Jumbo Loan Icon| HomeStreet Bank Jumbo Loans with No Payment 2nds
House in construction

Can't find your dream home? Build it! With HomeStreet's custom Construction loans are used to finance a combination of home construction and purchase. You are able to lock in the interest rate on the permanent loan before construction even begins, allowing for peace of mind as you build your home.

Benefits include:

  • Loan amounts up to $2 million
  • Just 10% down is required
  • Avoid interest rate risk and fluctuations as the long-term rate is locked before construction begins
  • Lot purchase may be included in the loan
  • One loan approval, one loan closing and one appraisal - all up front
  • Loan can be used for major renovations on existing homes

HomeStreet has a long and successful track record with Construction loans. A dedicated department provides an expert eye on the process while I'm here to explain the details. Get in touch with me to learn what it takes to build your perfect home. 

House in construction
Man and son

High home prices don't have to mean you are priced out of purchasing a home. HomeStreet offers a unique Jumbo financing option that allows buyers to purchase their dream home with a flexible down payment strategy. You are only obligated to contribute a minimum 10% of your own funds towards the down payment. The remaining portion of the down payment can come from gift funds or funds sourced from a down payment investor program, such as Unison. 

Here's how Unison works:

  • Unison contributes between 10% and 12.5% towards your down payment for loan amounts up to $500,000
  • The contribution is an investment, not a separate loan. That means there is no additional monthly expense for you
  • Unison is an investor in your home until such a time that you sell it and make a profit, which they then gain a portion of
  • This program is available to homes up to $2 million
Man and son

AdamStoecker-SeattleMetro

Adam Stoecker

206-389-4404

Adam.Stoecker@homestreet.com

NMLS ID# 698261

The intangible aspects of mortgages and their many variables demand that I offer exceptional service and commitment to my clients.

Please contact me any time through the week for consultation on how to construct the most appropriate and cost-effective mortgage for your transaction. My business has grown significantly through an approach to complex transactions and the resulting recommendations from those who have benefited from this service.

I'm committed to providing the highest quality of personal service and extremely competitive mortgage rates to my clients.

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Let's get started.

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