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Mortgage Benefits for Kaiser Permanente

For Kaiser Permanente employees, retirees and family members

Homeownership opportunities are some of the most valuable benefits your organization can provide. The Inside Edge Program offers mortgage benefits that include easy access to non-commissioned, experienced mortgage professionals and dedicated real estate agents who provide education, advice—and if you choose to use them—discounted services and fees.

Savings on Home Loans and Refinancing

The costs involved with financing a home can add up quickly, but the Inside Edge Program significantly reduces your closing costs and fees.

Through the Affinity Lending Center, an "Inside Edge credit" of 0.50% of the loan amount will be applied towards your closing costs on owner-occupied purchases, refinances, construction loans and more. For example, on a $200,000 loan, that's a savings of $1,000! We've also partnered with escrow agents, inspectors and others who also may offer discounts on their services in your area.

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More Savings with Real Estate Agent Partners

As part of your Inside Edge Benefits Program, you have access to significant savings when using a participating real estate agent. These agents have agreed to contribute 0.70% of the purchase price of your home as a credit towards you closing costs.

Participating Home Inspectors

A home inspection can be a valuable tool to determine if the property has any issues that can end up costing you money and can be a factor in your decision whether to buy the home and the offer price. A home inspector gives you an expert opinion and professional report on the condition of the physical structure and various systems within the home.

Our partner home inspectors provide our customers with a discount on their services and often help us teach our homebuyer education classes. Contact us for more information about participating home inspectors.

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