Personal Banking, Home Loans & Business Banking and Loans

Significant Savings on Mortgages

Your Hometown Program mortgage benefits offer savings on both closing costs and discounted services from our partners.

Here’s an example of what those savings could be:
Hometown Program savings on a 5%-down, conventional fixed-rate loan

Real Estate Agent Savings

As part of your Hometown Program benefits, you have access to significant savings when using a participating real estate agent. These agents will contribute up to 1% of the purchase price of your new home to your closing costs.

Here’s an example of what those savings could be:

Access to Down-Payment Assistance Opportunities

A little extra down-payment can go a long way when you’re purchasing a home. The Hometown Home Loan Program’s team of loan officers are specially trained to find down-payment assistance programs in your area. With new down-payment assistance opportunities being offered, there’s never a bad time to ask one of our loan officers which programs are right for you.

Homeownership for Your Immediate Family

The Hometown Home Loan Program lets your parents and children use your homeownership benefits to save thousands when they finance their home through HomeStreet Bank’s Affinity Lending Center.

Financial Solutions

American Financial Solutions is a nonprofit agency that partners with HomeStreet Bank to provide credit counseling and financial education. AFS can provide guidance on how to make sound financial decisions and find debt solutions to improve your financial future.

Financial Fitness Resources

Many questions can come with both banking and getting a mortgage. We’re here to provide answers.

Below you can find helpful articles from our team of financial experts on a variety of topics.