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Owner-Occupied Commercial Real Estate

A permanent home for your business.

Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building, which can include common areas.

 

Our owner-occupied commercial real estate options include:

 

Conventional OOCRE Loan

  • Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
  • Includes tenant improvements, purchase, and refinance of existing properties

 

SBA 504 Loan for CRE Acquisition

  • Term loan up to 25 years for up to $11.25 million
  • Includes tenant improvement and equipment funding

 

SBA 7a Loan for CRE Acquisition

  • Term loan up to 25 years for up to $5 million
  • Includes tenant improvement, equipment funding, and working capital funding

*Balloon payment may be required at maturity.

All loans subject to approval.

Request a free consultation.

Reach out to one of our lending professionals now.

Jeff James

SVP, Production Manager

"I have more than 25 years of broad professional market experience, spanning the spectrum from lending and real estate investment banking to appraisal, institutional sales, and advisory services. My lending experience includes financing construction, mezzanine, bridge and preferred equity throughout an array of asset types including multi-family, office, retail, industrial, and special purpose properties.


As a dedicated relationship builder, I focus on providing keen eye toward goal achievement, risk mitigation, all around success, and profitability. My core competencies include deal structuring, underwriting, research, analysis, feasibility studies, and negotiation.


I received my bachelor’s degree from the University of Washington and am a Certified General Real Estate Appraiser in the State of Washington.


I am an active participant with NAIOP’s Washington State chapter and have served as a mentor in the NAIOP Mentor/Mentee program. Outside of work, I serve on the board of Stevens Pass Alpine Club as the Treasurer, taking an active part in regional youth ski racing. "

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