Welcome to our updated site! We’re excited to announce we’ve updated our site. Among other enhancements you’ll find a new Education Center with helpful articles on a range of financial topics.  We hope you stop by often to see what’s new!

Education Center

Owner-Occupied Commercial Real Estate

A permanent home for your business.

Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building, which can include common areas.

 

Our owner-occupied commercial real estate options include:

 

Conventional OOCRE Loan

  • Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
  • Includes tenant improvements, purchase, and refinance of existing properties

 

SBA 504 Loan for CRE Acquisition

  • Term loan up to 25 years for up to $11.25 million
  • Includes tenant improvement and equipment funding

 

SBA 7a Loan for CRE Acquisition

  • Term loan up to 25 years for up to $5 million
  • Includes tenant improvement, equipment funding, and working capital funding

*Balloon payment may be required at maturity.

All loans subject to approval.

Request a free consultation.

Reach out to one of our lending professionals now.

David Burt

Vice President, Relationship Manager

"I have over 25-years of experience lending on investment income producing properties. Property types have included multifamily, manufactured housing communities, industrial, office, retail and self-storage.  Past financings have included agency, bridge, conduit, construction, mezzanine, preferred equity, and permanent loans primarily in the Western US.  Past agency financings, both Fannie Mae and Freddie Mac have been nationwide in scope.


I work with mortgage bankers/brokers, developers and direct owners of investment income producing properties offering construction, bridge and permanent financing through our balance sheet programs as well as Fannie Mae.


I received my Bachelor of Science in Business Marketing at Arizona State University and volunteer for Beacon Light Mission, Boys Scouts of America, Sierra Club and Snow Valley Mountain Resort.  
Outside of work, I enjoy most outdoor activities in the local mountains and down at the beach."

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.