Owner-Occupied Commercial Real Estate

A permanent home for your business.

Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building, which can include common areas.

Our owner-occupied commercial real estate options include:

Conventional OOCRE Loan

Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
Includes tenant improvements, purchase, and refinance of existing properties

SBA 504 Loan for CRE Acquisition

Term loan up to 25 years for up to $11.25 million
Includes tenant improvement and equipment funding

SBA 7a Loan for CRE Acquisition

Term loan up to 25 years for up to $5 million
Includes tenant improvement, equipment funding, and working capital funding

*Balloon payment may be required at maturity.

All loans subject to approval.

Cliff Endresen

Relationship Manager

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Meet The Team
Cliff Endresen

"I have 30 years of experience in lending on income properties. My experience includes originations, underwriting, servicing and asset management.
Since joining HomeStreet, I have qualified for President's Club three times based on production volume and have originated more than $300 million in small balance loans.

I have worked for several Independent Banks, a national Conduit Lender, as well as a National Mortgage REIT. I have been part of management team who started up successful loan divisions for these institutions and have developed relationships with a strong broker base for wholesale loan originations in the Western United States.

Learn more about our Commercial Real Estate Loans
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