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Owner-Occupied Commercial Real Estate

A permanent home for your business.

Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building, which can include common areas.

 

Our owner-occupied commercial real estate options include:

 

Conventional OOCRE Loan

  • Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
  • Includes tenant improvements, purchase, and refinance of existing properties

 

SBA 504 Loan for CRE Acquisition

  • Term loan up to 25 years for up to $11.25 million
  • Includes tenant improvement and equipment funding

 

SBA 7a Loan for CRE Acquisition

  • Term loan up to 25 years for up to $5 million
  • Includes tenant improvement, equipment funding, and working capital funding

*Balloon payment may be required at maturity.

All loans subject to approval.

Request a free consultation.

Reach out to one of our lending professionals now.

Cliff Endresen

Relationship Manager

"I have 30 years of experience in lending on income properties. My experience includes originations, underwriting, servicing and asset management.
Since joining HomeStreet, I have qualified for President's Club three times based on production volume and have originated more than $300 million in small balance loans.


I have worked for several Independent Banks, a national Conduit Lender, as well as a National Mortgage REIT. I have been part of management team who started up successful loan divisions for these institutions and have developed relationships with a strong broker base for wholesale loan originations in the Western United States.


Learn more about our Commercial Real Estate Loans
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