A permanent home for your business.
Are you looking for a new place to house your business? Or, considering the purchase of the building your office currently occupies? An owner-occupied commercial real estate loan can help secure financing for the acquisition of a building, the refinancing of an existing property, or for making improvements to your existing property. In order to qualify for this special type of financing, you must occupy 51% or more of your building, which can include common areas.
Our owner-occupied commercial real estate options include:
Conventional OOCRE Loan
- Term loan up to 10 years with 25 year amortization*, 80% maximum loan to value
- Includes tenant improvements, purchase, and refinance of existing properties
SBA 504 Loan for CRE Acquisition
- Term loan up to 25 years for up to $11.25 million
- Includes tenant improvement and equipment funding
SBA 7a Loan for CRE Acquisition
- Term loan up to 25 years for up to $5 million
- Includes tenant improvement, equipment funding, and working capital funding
*Balloon payment may be required at maturity.
All loans subject to approval.
Carmen Esteban
VP, Relationship Manager
- Home
- Meet The Team
- Carmen Esteban
"Since 1998 when joining Homestreet Bank Commercial Real Estate, I have enjoyed many wonderful roles over the last 20 years at HomeStreet in our lending platform. I first joined HomeStreet as a loan underwriter and was co-manager of the underwriting group before assuming my current Relationship Manager position in our Seattle office in 2007.
With over $700M in loans originated while at HomeStreet, I am proud to be a 6 time recipient of the Presidents Club Award & recipient of the Circle of Excellence for exceptional performance at HomeStreet Bank. Before joining HomeStreet, I held positions at Clarion Partners (Seattle) and the United Nations (New York). I received my Bachelor of Arts in international relations with a minor in economics from Occidental College.
With over 22 years of real estate and finance experience, my full range of commercial real estate lending includes a a focused expertise in office, retail, industrial, and apartment financing. An active member of the Pacific Real Estate Institute and Rental Housing Association, additionally I enjoy in my free time family fun at our home in Queen Anne, traveling and hiking with my french bulldogs.
Learn more about our Commercial Real Estate Loans
View Our Deals in action"
With over $700M in loans originated while at HomeStreet, I am proud to be a 6 time recipient of the Presidents Club Award & recipient of the Circle of Excellence for exceptional performance at HomeStreet Bank. Before joining HomeStreet, I held positions at Clarion Partners (Seattle) and the United Nations (New York). I received my Bachelor of Arts in international relations with a minor in economics from Occidental College.
With over 22 years of real estate and finance experience, my full range of commercial real estate lending includes a a focused expertise in office, retail, industrial, and apartment financing. An active member of the Pacific Real Estate Institute and Rental Housing Association, additionally I enjoy in my free time family fun at our home in Queen Anne, traveling and hiking with my french bulldogs.
Learn more about our Commercial Real Estate Loans
View Our Deals in action"
