Business Loans and Commercial Loans

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Streamlined Business Loans

Looking for SBA Loan products?

Built for businesses that move quickly, the Streamlined Loan products are a great option if you're looking for a quick approval and fast access to cash to achieve your business goals.

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Our Streamlined Business Loan options include:
Refinance Icon Working Capital Line of Credit
Construction Icon Equipment Loan
Non Revolve Line Credit Icon Non-Revolving Line of Credit
Commercial Real Estate Icon Owner-Occupied Real Estate
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Working Capital Line of Credit

  • Provides a source of extra cash to meet short term business needs.
  • Terms: Up to 24 months
  • Fee*: $200-$300
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Person doing construction work inside

Equipment Loan

  • Send us an invoice with the loan application and, if approved, we'll cover up to 80% of the cost.
  • Terms: up to 84 months.
  • Fee*: up to 0.75% of the loan amount or $200 minimum.
Person doing construction work inside
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Non-Revolving Line of Credit

  • Allows your business to make a number of fixed asset purchases, via multiple disbursements, with just one loan application.
  • Terms: 12 month draw period, repayment period up to 60 months.
  • Fee*: $200-$300
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Business owner on phone writing things down

Owner-Occupied Real Estate Loan

  • After appraisal, HomeStreet will finance up to 80% of the appraised value of the property, if approved.
  • Terms: up to 120 months
  • Fee*: up to 0.75% of loan amount
  • Learn more about whether this loan is right for you.
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*All SBL lines/loans include an additional $150 processing fee and documentation fee that covers third party reports. Other terms and conditions may apply. This summary is not intended as an exhaustive, definitive, or all-inclusive description of all the terms that may govern your loan, if approved. All loans subject to underwriting review.

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